Home, Family, Style and Art Ideas

Italian Recipes
35 Ideas for Homemade Italian Sausage Recipes

by admin July 17, 2019

by admin July 17, 2019

35 Ideas for Homemade Italian Sausage Recipes .Right here you will certainly discover pages upon pages of…
St. Patrick's Day Recipes
Best 22 Desserts for St Patricks Day

by admin July 17, 2019

by admin July 17, 2019

Best 22 Desserts for St Patricks Day .If you require a little extra luck impressing your guests…
Nail Ideas
23 Ideas for Maroon Nail Ideas

by admin July 17, 2019

by admin July 17, 2019

23 Ideas for Maroon Nail Ideas .Polymer manicures, dip powder nails, and also gel manicures are just…
Vegan Recipes
The 30 Best Ideas for Dave's Killer Bread Vegan

by admin July 17, 2019

by admin July 17, 2019

The 30 Best Ideas for Dave&#039;s Killer Bread Vegan .You can search my vegan recipe index to…
Best Valentines Day Ideas
The top 20 Ideas About I Hate Valentines Day Quotes

by admin July 17, 2019

by admin July 17, 2019

The top 20 Ideas About I Hate Valentines Day Quotes .There are thousands of valentine day concepts…
Mother's Day Recipes
20 Best Ideas Mother's Day Dinner Menu

by admin July 17, 2019

by admin July 17, 2019

20 Best Ideas Mother&#039;s Day Dinner Menu .Mom’s Day Recipes Make Mother happy with a self-made gift…
Baby Shower Party
The Best Baby Birthday Party Place

by admin July 17, 2019

by admin July 17, 2019

The Best Baby Birthday Party Place .When a baby shower is held after the birth of a…
Relationship Quotes
Best 30 End Of Relationship Quotes and Sayings

by admin July 17, 2019

by admin July 17, 2019

Best 30 End Of Relationship Quotes and Sayings .Well, in those moments, you could probably make use…
Gifts for Kids
The top 22 Ideas About Mothers Day Gifts Kids Can Make

by admin July 17, 2019

by admin July 17, 2019

The top 22 Ideas About Mothers Day Gifts Kids Can Make .Not just do these bikes give…
Christmas Quotes
Best 21 Bible Christmas Quotes

by admin July 17, 2019

by admin July 17, 2019

Best 21 Bible Christmas Quotes .In the days leading up to Xmas, it sometimes seems like the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?