Home, Family, Style and Art Ideas

Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes to My Daughter From Mom

by admin July 18, 2019

by admin July 18, 2019

The top 25 Ideas About Happy Birthday Wishes to My Daughter From Mom . All the ideal…
Low Calorie Recipes
The Best Ideas for Low Calorie Bread Machine Recipe

by admin July 18, 2019

by admin July 18, 2019

The Best Ideas for Low Calorie Bread Machine Recipe .Don’t allow several of the components mislead you–…
Baby Quotes
The Best Quotes for Baby Boy

by admin July 18, 2019

by admin July 18, 2019

The Best Quotes for Baby Boy .When he ultimately was positioned right into my arms, I looked…
Gift Ideas For Boyfriend
The top 25 Ideas About Cute Valentines Gift Ideas for Boyfriend

by admin July 17, 2019

by admin July 17, 2019

The top 25 Ideas About Cute Valentines Gift Ideas for Boyfriend .If your guy’s looking for an…
Coloring Pages For Kids
25 Ideas for Coloring Pages for Kids Games

by admin July 17, 2019

by admin July 17, 2019

25 Ideas for Coloring Pages for Kids Games . Coloring is an extremely fun for all ages:…
Kids Fashion Ideas
24 Of the Best Ideas for Kids Fashion Show

by admin July 17, 2019

by admin July 17, 2019

24 Of the Best Ideas for Kids Fashion Show .Sprucing up children can be truly enjoyable as…
Living Room Ideas
22 Favorite Nautical Living Room Ideas

by admin July 17, 2019

by admin July 17, 2019

22 Favorite Nautical Living Room Ideas .There is absolutely nothing like crafting a well-designed living-room that appropriates…
Living Room Ideas
23 Best Modern Glam Living Room

by admin July 17, 2019

by admin July 17, 2019

23 Best Modern Glam Living Room .This modern-day living room from Raven Inside Interior Style has them…
Birthday Cake Ideas
20 Best Ideas Pictures Of A Birthday Cake

by admin July 17, 2019

by admin July 17, 2019

20 Best Ideas Pictures Of A Birthday Cake .The fudge icing is merely butter, icing sugar and…
Easter Recipes
24 Of the Best Ideas for Easter Menu Ham

by admin July 17, 2019

by admin July 17, 2019

24 Of the Best Ideas for Easter Menu Ham .This stylish appetizer collaborates quickly with easy, time-saving…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?