Home, Family, Style and Art Ideas

Main Dishes Recipes
23 Of the Best Ideas for Brazilian Main Dishes

by admin July 18, 2019

by admin July 18, 2019

23 Of the Best Ideas for Brazilian Main Dishes .Main Dish Recipes Thousands Of main dish recipes.…
Mothers Day Gift Ideas
30 Best Ideas Gift Ideas for Expectant Mothers

by admin July 18, 2019

by admin July 18, 2019

30 Best Ideas Gift Ideas for Expectant Mothers .The last thing any type of mother desires is…
Friendship Quotes
The Best Ideas for Fading Friendship Quotes

by admin July 18, 2019

by admin July 18, 2019

The Best Ideas for Fading Friendship Quotes . Relationships are birthed in a million various ways, and…
Vegan Recipes
The Best Vegan Brownie Recipes

by admin July 18, 2019

by admin July 18, 2019

The Best Vegan Brownie Recipes .It’s clear that oil is not a natural food. Yet the struggle…
Landscape Ideas
35 Gorgeous Ultimate Backyard Warrior

by admin July 18, 2019

by admin July 18, 2019

35 Gorgeous Ultimate Backyard Warrior .Not just will a course guide a site visitor with your yard,…
Marriage Quotes
25 Best Congrats On Marriage Quotes

by admin July 18, 2019

by admin July 18, 2019

25 Best Congrats On Marriage Quotes .The genuine act of marital relationship occurs in the heart, not…
Wedding Gift Ideas
Best 20 Wedding Gift Engraving Ideas

by admin July 18, 2019

by admin July 18, 2019

Best 20 Wedding Gift Engraving Ideas . And then certainly, there are simply the Fun and also…
Dessert Recipes
The Best Ideas for Ritz Cracker Dessert

by admin July 18, 2019

by admin July 18, 2019

The Best Ideas for Ritz Cracker Dessert .This simple dessert recipe from Half Baked Harvest has it…
Best Passover Ideas
The top 24 Ideas About Passover Activities for Preschoolers

by admin July 18, 2019

by admin July 18, 2019

The top 24 Ideas About Passover Activities for Preschoolers .Passover is a time for reaching out to…
Inspirational Quotes
The Best Inspirational torah Quotes

by admin July 18, 2019

by admin July 18, 2019

The Best Inspirational torah Quotes .Put life in viewpoint with with some brief yet sage pieces of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?