Home, Family, Style and Art Ideas

St. Patrick's Day Recipes
Best 22 Happy Birthday Patrick Cake

by admin July 18, 2019

by admin July 18, 2019

Best 22 Happy Birthday Patrick Cake .Patrick’s Day is just around the corner. I have actually been…
Best Mothers Day Ideas
Top 21 Mothers Day Gifts for First Time Moms

by admin July 18, 2019

by admin July 18, 2019

Top 21 Mothers Day Gifts for First Time Moms .Trying to find some Mothers Day ideas to…
Best Easter Ideas
The Best Gifts for Easter

by admin July 18, 2019

by admin July 18, 2019

The Best Gifts for Easter .Most people enjoy to embellish the outside of their houses as well…
Relationship Quotes
The top 30 Ideas About Long Distance Relationship Quote

by admin July 18, 2019

by admin July 18, 2019

The top 30 Ideas About Long Distance Relationship Quote .Well, in those moments, you might possibly make…
Anniversary Gift Ideas
The 20 Best Ideas for 11 Year Anniversary Gift Ideas for Her

by admin July 18, 2019

by admin July 18, 2019

The 20 Best Ideas for 11 Year Anniversary Gift Ideas for Her .On this day, you realize…
Mothers Day Gift Ideas
30 Best Preschool Mother Day Gift Ideas

by admin July 18, 2019

by admin July 18, 2019

30 Best Preschool Mother Day Gift Ideas .The last point any type of mother wants is a…
Male Hairstyles
24 Ideas for New Male Hairstyles

by admin July 18, 2019

by admin July 18, 2019

24 Ideas for New Male Hairstyles .The following action you require to act upon in order to…
Landscape Ideas
23 Stylish No Digging Landscape Edging

by admin July 18, 2019

by admin July 18, 2019

23 Stylish No Digging Landscape Edging .A distinct side is commonly the distinction between a yard that…
Best Memorial Day Ideas
The Best Ideas for Memorial Day Decor Ideas

by admin July 18, 2019

by admin July 18, 2019

The Best Ideas for Memorial Day Decor Ideas .On Memorial Day, we honor not just those that…
Trolls Party Ideas
25 Ideas for Fun Troll Movie Party Food Ideas

by admin July 18, 2019

by admin July 18, 2019

25 Ideas for Fun Troll Movie Party Food Ideas .Birthday celebration parties are only as enjoyable as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?