Home, Family, Style and Art Ideas

High Fiber Recipes
Best 24 High Fiber Dinner Recipes

by admin July 19, 2019

by admin July 19, 2019

Best 24 High Fiber Dinner Recipes .High-Fiber Recipes Muffins, healthy smoothies, and also dish suggestions to aid…
Mothers Day Gift Ideas
The top 30 Ideas About Gift Ideas for Future Mother In Law

by admin July 19, 2019

by admin July 19, 2019

The top 30 Ideas About Gift Ideas for Future Mother In Law .The last point any kind…
Low Cholesterol Recipes
The top 35 Ideas About Low Fat Low Cholesterol Recipes

by admin July 19, 2019

by admin July 19, 2019

The top 35 Ideas About Low Fat Low Cholesterol Recipes .Attempt meatless meals including beans or veggies.…
Mothers Day Quotes
The top 35 Ideas About Cute Mother son Quotes

by admin July 19, 2019

by admin July 19, 2019

The top 35 Ideas About Cute Mother son Quotes .Mom’s Day is the unique time of year…
DIY Box Ideas
The Best Diy Boxing Bag

by admin July 19, 2019

by admin July 19, 2019

The Best Diy Boxing Bag . If you like to upcycle after that you’re going to like…
Baking Recipes
Top 21 No Bake Chocolate Cake

by admin July 19, 2019

by admin July 19, 2019

Top 21 No Bake Chocolate Cake .Baking Recipes substantial collection of baking recipes that consists of thousands…
Anniversary Gift Ideas
20 Best Ideas Seven Year Anniversary Gift Ideas

by admin July 19, 2019

by admin July 19, 2019

20 Best Ideas Seven Year Anniversary Gift Ideas .On this day, you recognize what a gift it…
Mothers Day Gift Ideas
Best 30 Mother's Day Diy Gift Ideas

by admin July 19, 2019

by admin July 19, 2019

Best 30 Mother&#039;s Day Diy Gift Ideas .The last point any mom wants is a fistful of…
Best Passover Ideas
The Best Ideas for Sephardic Passover Recipe

by admin July 19, 2019

by admin July 19, 2019

The Best Ideas for Sephardic Passover Recipe .As a Christian vacation, Passover was observed by countless early…
Wedding Nails
21 Of the Best Ideas for Ombre Wedding Nails

by admin July 19, 2019

by admin July 19, 2019

21 Of the Best Ideas for Ombre Wedding Nails .Your wedding day is lastly right here, yet…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?