Home, Family, Style and Art Ideas

Kitchen Ideas
20 Catchy Weber Outdoor Kitchen

by admin July 20, 2019

by admin July 20, 2019

20 Catchy Weber Outdoor Kitchen .If you like to have people over, odds are you’ll be using…
DIY Home Decoration Ideas
Best 22 Bedroom Decorations Diy

by admin July 20, 2019

by admin July 20, 2019

Best 22 Bedroom Decorations Diy . For simple DIY decoration, print out favorite prints from the year…
Landscape Ideas
23 Of the Hottest Home Depot Landscape Edging

by admin July 20, 2019

by admin July 20, 2019

23 Of the Hottest Home Depot Landscape Edging .You can utilize plastic edging and also river stones…
Relationship Quotes
The Best Ideas for Hard Relationship Quotes

by admin July 20, 2019

by admin July 20, 2019

The Best Ideas for Hard Relationship Quotes . All connections go through heck, real relationships get via…
Best Valentines Day Ideas
The Best Romantic Valentines Day Gifts

by admin July 20, 2019

by admin July 20, 2019

The Best Romantic Valentines Day Gifts .Yes, the beautiful day is close. I imply Valentines Day. Many…
Best 4th of July Ideas
20 Best Ideas 4th Of July Party Supplies

by admin July 20, 2019

by admin July 20, 2019

20 Best Ideas 4th Of July Party Supplies .If, on the various other hand, the emphasis for…
DIY Rack Ideas
24 Ideas for Diy Shoe Rack for Small Closet

by admin July 20, 2019

by admin July 20, 2019

24 Ideas for Diy Shoe Rack for Small Closet . Extremely cool. I will do this someday.…
Baby Shower Gift Ideas
The top 30 Ideas About Christmas Gift Ideas for Babysitters

by admin July 19, 2019

by admin July 19, 2019

The top 30 Ideas About Christmas Gift Ideas for Babysitters .It s a puppet, it s a…
Best 4th of July Ideas
The top 20 Ideas About 4th Of July Activities for Adults

by admin July 19, 2019

by admin July 19, 2019

The top 20 Ideas About 4th Of July Activities for Adults .First off, you have the advantage…
DIY Craft for Toddlers Ideas
Best 30 toddler Diy Projects

by admin July 19, 2019

by admin July 19, 2019

Best 30 toddler Diy Projects . Have a kid who likes marshmallows? After that she will certainly…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?