Home, Family, Style and Art Ideas

Easter Party Ideas
The Best Easter Party Game Ideas

by admin July 20, 2019

by admin July 20, 2019

The Best Easter Party Game Ideas .Whether you have a tiny event or a huge household event,…
Birthday Decoration Ideas
Best 23 Minion Birthday Decorations

by admin July 20, 2019

by admin July 20, 2019

Best 23 Minion Birthday Decorations . Host the Ultimate Celebration with Themed Birthday Celebration Party SuppliesBirthday events…
Best Fathers Day Ideas
The Best Ideas for Fathers Day Gifts From son

by admin July 20, 2019

by admin July 20, 2019

The Best Ideas for Fathers Day Gifts From son .It’s precisely why it’s up to you to…
Tea Party Ideas
Top 30 Tea Party Birthday Cake Ideas

by admin July 20, 2019

by admin July 20, 2019

Top 30 Tea Party Birthday Cake Ideas .Couple of tea party ideas are as vital as tea!…
Best 4th of July Ideas
The Best 4th Of July Lunch Ideas

by admin July 20, 2019

by admin July 20, 2019

The Best 4th Of July Lunch Ideas .If, on the various other hand, the focus for you…
Mothers Day Gift Ideas
The Best Mother to Be Gift Ideas

by admin July 20, 2019

by admin July 20, 2019

The Best Mother to Be Gift Ideas .The last point any type of mother desires is a…
Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Gifts for Guys

by admin July 20, 2019

by admin July 20, 2019

The 20 Best Ideas for Valentines Day Gifts for Guys .Go to your chocolate store and also…
Bachelorette Party Ideas
The Best Ideas for Joint Bachelor Bachelorette Party Ideas

by admin July 20, 2019

by admin July 20, 2019

The Best Ideas for Joint Bachelor Bachelorette Party Ideas . If you are just one of those…
Wedding Vows
The top 21 Ideas About Examples Of Wedding Vows

by admin July 20, 2019

by admin July 20, 2019

The top 21 Ideas About Examples Of Wedding Vows .Many people feel that composing their very own…
Gift Basket Ideas
The top 22 Ideas About Beach Basket Gift Ideas

by admin July 20, 2019

by admin July 20, 2019

The top 22 Ideas About Beach Basket Gift Ideas .Naturally, you can fill a gift basket with…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?