Home, Family, Style and Art Ideas

Baby Shower Party
The top 25 Ideas About Baby Pool Party

by admin July 20, 2019

by admin July 20, 2019

The top 25 Ideas About Baby Pool Party .Guests bring tiny gifts for the pregnant mother. Mommies…
Passover Recipes
Best 23 Passover Sponge Cake

by admin July 20, 2019

by admin July 20, 2019

Best 23 Passover Sponge Cake .Passover Recipes Locate all the scrumptious recipes you’ll need for your Passover…
Kitchen Ideas
20 Of the Hottest Small Kitchen Knife

by admin July 20, 2019

by admin July 20, 2019

20 Of the Hottest Small Kitchen Knife .A bold splashback is an additional simple means to add…
Marriage Quotes
25 Of the Best Ideas for Best Friend Marriage Quotes

by admin July 20, 2019

by admin July 20, 2019

25 Of the Best Ideas for Best Friend Marriage Quotes . He’s a household man, and he’s…
Kids Room Décor Ideas
23 Best Ideas Bookshelf Kids Room

by admin July 20, 2019

by admin July 20, 2019

23 Best Ideas Bookshelf Kids Room .Teenage room concepts As youngsters mature, their bedroom becomes a place…
Baby Quotes
21 Best Baby Death Quote

by admin July 20, 2019

by admin July 20, 2019

21 Best Baby Death Quote .The majority of us ignore exactly how difficult it is to increase…
Bedroom Ideas
20 Sensational Bedroom Decoration Ideas

by admin July 20, 2019

by admin July 20, 2019

20 Sensational Bedroom Decoration Ideas .Bed rooms should be an area to unwind, however that doesn’t mean…
DIY Craft for Adult Ideas
20 Best Diy for Adults

by admin July 20, 2019

by admin July 20, 2019

20 Best Diy for Adults . One more of my favored craft evening ideas is this project…
Easter Recipes
The Best Italian Easter Bread History

by admin July 20, 2019

by admin July 20, 2019

The Best Italian Easter Bread History .For those of you not consuming meat, below are greater than…
Appetizer Recipes
30 Ideas for Cherry tomato Appetizers Recipes

by admin July 20, 2019

by admin July 20, 2019

30 Ideas for Cherry tomato Appetizers Recipes .Select these easy, no-mess appetisers when you need to take…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?