Home, Family, Style and Art Ideas

Birthday Gift Ideas
Best 20 1 Yr Old Boy Birthday Gift Ideas

by admin July 20, 2019

by admin July 20, 2019

Best 20 1 Yr Old Boy Birthday Gift Ideas . Make a decision towards our huge wide…
Graduation Gift Ideas
25 Best Ideas Bachelor Degree Graduation Gift Ideas

by admin July 20, 2019

by admin July 20, 2019

25 Best Ideas Bachelor Degree Graduation Gift Ideas .Precious jewelry is a pleasant choice as a graduation…
Mother's Day Recipes
The top 20 Ideas About Mothers Day Dinner Recipes

by admin July 20, 2019

by admin July 20, 2019

The top 20 Ideas About Mothers Day Dinner Recipes .Mother’s Day Recipes Make Mother happy with a…
Easter Party Ideas
The top 30 Ideas About Food Ideas for Easter Party

by admin July 20, 2019

by admin July 20, 2019

The top 30 Ideas About Food Ideas for Easter Party .Whether you have a tiny gathering or…
Wedding Cakes
Best 23 Wedding Cakes Salt Lake City

by admin July 20, 2019

by admin July 20, 2019

Best 23 Wedding Cakes Salt Lake City .There are a selection of dishes for making butter lotion…
Wedding Hairstyles
The top 20 Ideas About Child Wedding Hairstyles

by admin July 20, 2019

by admin July 20, 2019

The top 20 Ideas About Child Wedding Hairstyles .There is a lot of choice within short wedding…
Cinco de Mayo Recipes
Best 23 Cinco De Mayo Desserts Recipe

by admin July 20, 2019

by admin July 20, 2019

Best 23 Cinco De Mayo Desserts Recipe .Mexican Torta With Refried Beans and Guacamole: Commemorate Cinco de…
Kids Hairstyles
The 25 Best Ideas for Braided Kids Hairstyles

by admin July 20, 2019

by admin July 20, 2019

The 25 Best Ideas for Braided Kids Hairstyles .@[New Year as well as brand-new hairstyle go hand…
Mothers Day Gift Ideas
Top 30 Gift Ideas for Grandmothers

by admin July 20, 2019

by admin July 20, 2019

Top 30 Gift Ideas for Grandmothers .The last thing any kind of mama desires is a fistful…
Wedding Colors
The 24 Best Ideas for Navy Blue Wedding Color Schemes

by admin July 20, 2019

by admin July 20, 2019

The 24 Best Ideas for Navy Blue Wedding Color Schemes .Sometimes wedding event color suggestions are hard…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?