Home, Family, Style and Art Ideas

Engagement Party Ideas
Top 21 Centerpiece Ideas for Engagement Party

by admin July 21, 2019

by admin July 21, 2019

Top 21 Centerpiece Ideas for Engagement Party . Burst out the rose gold bangle gown from New…
Mothers Day Gift Ideas
30 Best Gift Ideas for Mother In Law Christmas

by admin July 21, 2019

by admin July 21, 2019

30 Best Gift Ideas for Mother In Law Christmas .The last thing any type of mommy wants…
Easter Recipes
24 Best Easter Dinner Buffet

by admin July 21, 2019

by admin July 21, 2019

24 Best Easter Dinner Buffet .This stylish appetizer integrates conveniently with straightforward, time-saving ingredients. Frozen hash browns…
Family Quotes
23 Best Ideas Family Appreciation Quotes

by admin July 21, 2019

by admin July 21, 2019

23 Best Ideas Family Appreciation Quotes .Family members is one of the most essential, if not the…
Easter Party Ideas
The Best Ideas for Easter Party Ideas for Teenagers

by admin July 21, 2019

by admin July 21, 2019

The Best Ideas for Easter Party Ideas for Teenagers .Whether you have a small event or a…
Marriage Quotes
25 Ideas for Tim Keller Marriage Quotes

by admin July 21, 2019

by admin July 21, 2019

25 Ideas for Tim Keller Marriage Quotes .The genuine act of marriage occurs in the heart, not…
Birthday Decoration Ideas
The top 23 Ideas About Shark Birthday Decorations

by admin July 21, 2019

by admin July 21, 2019

The top 23 Ideas About Shark Birthday Decorations . Host the Ultimate Bash with Themed Birthday Celebration…
Pork Recipes
25 Best Pork Loin Chops In Oven

by admin July 21, 2019

by admin July 21, 2019

25 Best Pork Loin Chops In Oven .As opposed to making use of one bigger bone-in pork…
Clean-Eating Recipes
The Best Clean Eating Fast Food

by admin July 21, 2019

by admin July 21, 2019

The Best Clean Eating Fast Food .When it comes to healthy eating, absolutely nothing can really top…
Gift Ideas For Girls
Top 24 Gift Ideas for 6 Year Old Girls

by admin July 21, 2019

by admin July 21, 2019

Top 24 Gift Ideas for 6 Year Old Girls .Teenager women are pretty hard to look for,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?