Home, Family, Style and Art Ideas

Valentines Day Gift Ideas
35 Ideas for First Valentines Gift Ideas

by admin July 21, 2019

by admin July 21, 2019

35 Ideas for First Valentines Gift Ideas .You’re not a basic man. That means when February 14…
Wedding Venues
22 Ideas for Wedding Venues Pittsburgh

by admin July 21, 2019

by admin July 21, 2019

22 Ideas for Wedding Venues Pittsburgh .Normally, the style of place straight effects on the design of…
Coloring Pages for Children
Top 21 Baby Hamster Coloring Pages

by admin July 21, 2019

by admin July 21, 2019

Top 21 Baby Hamster Coloring Pages .I am a Fourth Grade Catechist, and in the process of…
Anime Hairstyles
23 Best Ideas Anime Hairstyles Drawing

by admin July 21, 2019

by admin July 21, 2019

23 Best Ideas Anime Hairstyles Drawing .Occasionally the hair appears semi-transparent, with the personality’s eyes noticeable via…
Instant Pot Recipes
25 Ideas for Instant Pot Chicken Spaghetti

by admin July 21, 2019

by admin July 21, 2019

25 Ideas for Instant Pot Chicken Spaghetti .These Instant Pot recipes are regarding to conserve you from…
Gift Ideas For Boyfriend
Best 25 Fun Gift Ideas for Boyfriend

by admin July 21, 2019

by admin July 21, 2019

Best 25 Fun Gift Ideas for Boyfriend .If your guy’s looking for a remarkable, thoughtful present soon,…
Best Passover Ideas
24 Of the Best Ideas for Best Passover Recipe

by admin July 21, 2019

by admin July 21, 2019

24 Of the Best Ideas for Best Passover Recipe .Check out on for some terrific ideas on…
Mother's Day Recipes
The Best Ideas for Birthday Cake for Mother

by admin July 21, 2019

by admin July 21, 2019

The Best Ideas for Birthday Cake for Mother .If you’re truly seeking to thrill Granny, provide this…
Birthday Gift Inspirations
Top 24 Birthday Gift for Girls

by admin July 21, 2019

by admin July 21, 2019

Top 24 Birthday Gift for Girls . Sure, you can pick something cool off of the rack…
Nail Colors
22 Ideas for April Nail Colors

by admin July 21, 2019

by admin July 21, 2019

22 Ideas for April Nail Colors .In ideal imperial fashion, striking teal has actually been rocked by…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?