Home, Family, Style and Art Ideas

Dessert Recipes
The Best Easy Desserts Recipes

by admin July 21, 2019

by admin July 21, 2019

The Best Easy Desserts Recipes .5 active ingredients and 15 minutes is all it takes to whip…
DIY Wood Ideas
21 Ideas for Diy Wood Bed Platform

by admin July 21, 2019

by admin July 21, 2019

21 Ideas for Diy Wood Bed Platform .Timber is one of the most flexible materials out there.…
Best Passover Ideas
Top 24 Preschool Passover Crafts

by admin July 21, 2019

by admin July 21, 2019

Top 24 Preschool Passover Crafts .Passover is a time for connecting to those whom you hold most…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for College Girl

by admin July 21, 2019

by admin July 21, 2019

Best 20 Birthday Gift Ideas for College Girl .If you’re the moment a distinctive birthday present, then…
DIY Home Decoration Ideas
22 Best Ideas Girls Diy Room Decor

by admin July 21, 2019

by admin July 21, 2019

22 Best Ideas Girls Diy Room Decor . The truth that doing a DIY project is cheaper…
Keto Recipes
The 21 Best Ideas for Low Calorie Keto Recipes

by admin July 21, 2019

by admin July 21, 2019

The 21 Best Ideas for Low Calorie Keto Recipes .Keto bread absolutely does not have the enjoyable…
Birthday Party Inspirations
30 Best toddler Birthday Party Activities

by admin July 21, 2019

by admin July 21, 2019

30 Best toddler Birthday Party Activities .Host the Ultimate Bash with Themed Birthday Celebration SuppliesBirthday events need…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Dinner Ideas

by admin July 21, 2019

by admin July 21, 2019

Best 22 St Patrick&#039;s Day Dinner Ideas .The Irish aren’t similar to individuals that Irish Americans make…
Mothers Day Gift Ideas
The Best Ideas for Mother's Day Gift Ideas for Kids

by admin July 21, 2019

by admin July 21, 2019

The Best Ideas for Mother&#039;s Day Gift Ideas for Kids .The last point any type of mom…
Coloring Pages for Children
21 Of the Best Ideas for Baby Cat Coloring Pages

by admin July 21, 2019

by admin July 21, 2019

21 Of the Best Ideas for Baby Cat Coloring Pages .We have some actually great tinting web…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?