Home, Family, Style and Art Ideas

Best Valentines Day Ideas
20 Of the Best Ideas for Short Valentines Day Quotes

by admin July 22, 2019

by admin July 22, 2019

20 Of the Best Ideas for Short Valentines Day Quotes .Yes, the wonderful day is close. I…
Beach Wedding
The top 23 Ideas About Panama City Beach Weddings

by admin July 22, 2019

by admin July 22, 2019

The top 23 Ideas About Panama City Beach Weddings .I believe most of us that plan a…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Craft Projects for Preschoolers

by admin July 22, 2019

by admin July 22, 2019

25 Of the Best Ideas for Craft Projects for Preschoolers .Prepare yourself to take arts ‘n’ crafts…
Halloween Party Ideas
23 Of the Best Ideas for Halloween Party Table Ideas

by admin July 22, 2019

by admin July 22, 2019

23 Of the Best Ideas for Halloween Party Table Ideas .Trick-or-treating and also pulling together the excellent…
St. Patrick's Day Recipes
22 Best St. Patricks Day Desserts

by admin July 22, 2019

by admin July 22, 2019

22 Best St. Patricks Day Desserts .Patrick’s Day is simply nearby. I have actually been cooking up…
Passover Recipes
Best 23 Passover Vegan Recipes

by admin July 22, 2019

by admin July 22, 2019

Best 23 Passover Vegan Recipes .Passover Recipes Find all the scrumptious recipes you’ll need for your Passover…
Anniversary Gift Ideas
The Best Ideas for Mens Wedding Anniversary Gift Ideas

by admin July 22, 2019

by admin July 22, 2019

The Best Ideas for Mens Wedding Anniversary Gift Ideas .On this day, you realize what a gift…
Necklaces
20 Of the Best Ideas for Thin Black Choker Necklace

by admin July 22, 2019

by admin July 22, 2019

20 Of the Best Ideas for Thin Black Choker Necklace .Enhance your d colletage with great necklaces…
Pressure Cooker Recipes
The 21 Best Ideas for Pressure Cooker Rolled Oats

by admin July 22, 2019

by admin July 22, 2019

The 21 Best Ideas for Pressure Cooker Rolled Oats .A pressure cooker is a should for making…
Easter Party Ideas
30 Ideas for School Easter Party Food Ideas

by admin July 22, 2019

by admin July 22, 2019

30 Ideas for School Easter Party Food Ideas .Whether you have a little gathering or a huge…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?