Home, Family, Style and Art Ideas

Best Summer Ideas
The 21 Best Ideas for Summer Food Recipe

by admin July 22, 2019

by admin July 22, 2019

The 21 Best Ideas for Summer Food Recipe .Why not have a summer season enjoyable celebration and…
Best Spring Ideas
23 Ideas for Spring Ideas Outdoor

by admin July 22, 2019

by admin July 22, 2019

23 Ideas for Spring Ideas Outdoor .It can be the shade of a light, the design on…
Best 4th of July Ideas
The top 20 Ideas About 4th Of July Centerpiece Ideas

by admin July 22, 2019

by admin July 22, 2019

The top 20 Ideas About 4th Of July Centerpiece Ideas .As your mind relies on food, an…
Birthday Wishes Ideas
25 Of the Best Ideas for Sexy Birthday Wishes

by admin July 22, 2019

by admin July 22, 2019

25 Of the Best Ideas for Sexy Birthday Wishes .Sending out birthday celebration greetings has actually ended…
DIY Wood Ideas
The 21 Best Ideas for Diy Wood Floors

by admin July 22, 2019

by admin July 22, 2019

The 21 Best Ideas for Diy Wood Floors .Timber is one of the most functional products available.…
Kitchen Ideas
30 Marvelous Kitchen Shelf organizers

by admin July 22, 2019

by admin July 22, 2019

30 Marvelous Kitchen Shelf organizers .From food preparation to captivating to cleaning, our kitchen area collection helps…
Coloring Pages For Boys
30 Best Ideas Dirt Bike Coloring Pages Boys

by admin July 22, 2019

by admin July 22, 2019

30 Best Ideas Dirt Bike Coloring Pages Boys . Coloring pages the most convenient method to soothe…
Gift Basket Ideas
Top 22 Gift Basket Ideas for Parents

by admin July 22, 2019

by admin July 22, 2019

Top 22 Gift Basket Ideas for Parents . Hi Jill: when we do gift baskets, we normally…
Bedroom Ideas
20 Fancy Disney Princess Bedroom Decor

by admin July 22, 2019

by admin July 22, 2019

20 Fancy Disney Princess Bedroom Decor .In this bedroom made by Charlotte Lucas, layers of rich textures…
DIY Organizer Ideas
Top 30 Diy Utensil organizer

by admin July 22, 2019

by admin July 22, 2019

Top 30 Diy Utensil organizer . As we start to work from house much more and much…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?