Home, Family, Style and Art Ideas

Backyard Party Ideas
23 Best Ideas Backyard Grad Party Ideas

by admin July 23, 2019

by admin July 23, 2019

23 Best Ideas Backyard Grad Party Ideas .The most effective type of yard event has sharp exterior…
Bathroom Ideas
20 Dreamy Bright Bathroom Colors

by admin July 23, 2019

by admin July 23, 2019

20 Dreamy Bright Bathroom Colors .Before choosing on shower room shade systems, it s an excellent suggestion…
Marriage Quotes
Top 25 Marriage Quotes Sayings

by admin July 23, 2019

by admin July 23, 2019

Top 25 Marriage Quotes Sayings . At an early stage in my life, I had a broken…
Family Quotes
23 Best Ideas Supernatural Family Business Quote

by admin July 23, 2019

by admin July 23, 2019

23 Best Ideas Supernatural Family Business Quote . Family members Quotes app is a substantial collection of…
Microwave Recipes
35 Best Ideas Microwave Pumpkin Seeds

by admin July 23, 2019

by admin July 23, 2019

35 Best Ideas Microwave Pumpkin Seeds .The traditional approach needs boiling water, utilizing just sufficient salt and…
Best St. Patrick Day Ideas
22 Ideas for St Patrick's Day Math Activities

by admin July 23, 2019

by admin July 23, 2019

22 Ideas for St Patrick&#039;s Day Math Activities .The shock aspect. Most individuals expect to obtain gifts…
Tea Party Ideas
30 Best Mad Hatter themed Tea Party Food Ideas

by admin July 23, 2019

by admin July 23, 2019

30 Best Mad Hatter themed Tea Party Food Ideas .Couple of tea party ideas are as important…
Birthday Quotes Inspirations
25 Of the Best Ideas for 65th Birthday Quotes

by admin July 23, 2019

by admin July 23, 2019

25 Of the Best Ideas for 65th Birthday Quotes .Sending out birthday introductions has actually become a…
Coloring Pages For Boys
30 Of the Best Ideas for Halloween Coloring Pages for Boys

by admin July 23, 2019

by admin July 23, 2019

30 Of the Best Ideas for Halloween Coloring Pages for Boys .Kids do not weep. They are…
DIY Craft for Preschoolers Ideas
The top 25 Ideas About Preschoolers Arts and Crafts Ideas

by admin July 23, 2019

by admin July 23, 2019

The top 25 Ideas About Preschoolers Arts and Crafts Ideas . Daily Recreation has a number of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?