Home, Family, Style and Art Ideas

Relationship Quotes
30 Best Ideas attention Quotes Relationships

by admin July 24, 2019

by admin July 24, 2019

30 Best Ideas attention Quotes Relationships .Relationships are like the tides: they ebb and flow. And when…
Best St. Patrick Day Ideas
22 Best Saint Patrick's Day Outfit Ideas

by admin July 24, 2019

by admin July 24, 2019

22 Best Saint Patrick&#039;s Day Outfit Ideas .Descendents of those who arrived throughout the Irish potato scarcities…
Prom Hairstyles
21 Of the Best Ideas for Wavy Hairstyles for Prom

by admin July 23, 2019

by admin July 23, 2019

21 Of the Best Ideas for Wavy Hairstyles for Prom .There are times when even the best-dressed…
Summer Recipes
The top 21 Ideas About Summer Chicken Casserole

by admin July 23, 2019

by admin July 23, 2019

The top 21 Ideas About Summer Chicken Casserole .From barbecuing recipes to Instant Pot dinner suggestions, these…
Living Room Ideas
21 Superb Farmhouse Living Room Wall Decor

by admin July 23, 2019

by admin July 23, 2019

21 Superb Farmhouse Living Room Wall Decor .Farmhouse design is everything about relaxed simpleness and convenience. So,…
Living Room Ideas
23 Inexpensive Modern Living Room Ceiling Fan

by admin July 23, 2019

by admin July 23, 2019

23 Inexpensive Modern Living Room Ceiling Fan .What many individuals don’t value about modern layout is how…
Mothers Day Gift Ideas
The Best Gift Ideas for Mother In Law On Wedding Day

by admin July 23, 2019

by admin July 23, 2019

The Best Gift Ideas for Mother In Law On Wedding Day .The last thing any kind of…
Romantic Quotes
23 Ideas for Romantic Disney Quotes

by admin July 23, 2019

by admin July 23, 2019

23 Ideas for Romantic Disney Quotes .The important things is that love offers us a ringside seat…
Valentines Day Gift Ideas
35 Best Ideas Valentine's Day Gift Basket Ideas

by admin July 23, 2019

by admin July 23, 2019

35 Best Ideas Valentine&#039;s Day Gift Basket Ideas .Shop from these thoughtful and affordable picks, and also…
Best Halloween Ideas
The top 23 Ideas About Halloween Party Nyc

by admin July 23, 2019

by admin July 23, 2019

The top 23 Ideas About Halloween Party Nyc .For the costume shopping you might have to spend…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?