Home, Family, Style and Art Ideas

Bracelets
Top 21 Bracelet Vsco

by admin February 5, 2024

by admin February 5, 2024

Top 21 Bracelet Vsco .Carefully crafted from premium metals, our versatile bracelets profile an expert mix of…
Mothers Day Gift Ideas
Best 30 Mothers Day Gift Ideas for Kids to Make

by admin February 4, 2024

by admin February 4, 2024

Best 30 Mothers Day Gift Ideas for Kids to Make .The last thing any mother wants is…
Engagement
Top 22 Cultured Diamond Engagement Rings

by admin February 4, 2024

by admin February 4, 2024

Top 22 Cultured Diamond Engagement Rings .The way in which a diamond is cut will figure out…
Mermaid Party Ideas
20 Ideas for Mermaid Ideas for Party

by admin February 4, 2024

by admin February 4, 2024

20 Ideas for Mermaid Ideas for Party .Mermaids are big with youngsters. In various other information, water…
Wedding Guest Book
The top 21 Ideas About Unique Guest Book Ideas for Wedding

by admin February 4, 2024

by admin February 4, 2024

The top 21 Ideas About Unique Guest Book Ideas for Wedding .A wedding publication is one of…
Birthday Party Ideas
21 Best Ideas 50th Birthday Party Favors Ideas

by admin February 3, 2024

by admin February 3, 2024

21 Best Ideas 50th Birthday Party Favors Ideas .1st Birthday Ideas >> Barnyard First Birthday Party Ideas…
Easy Hairstyles
21 Of the Best Ideas for Fast and Easy Hairstyles for Long Hair

by admin February 3, 2024

by admin February 3, 2024

21 Of the Best Ideas for Fast and Easy Hairstyles for Long Hair .This hairstyle is easy…
Birthday Wishes Ideas
Top 25 Grandma Birthday Wishes

by admin February 3, 2024

by admin February 3, 2024

Top 25 Grandma Birthday Wishes . All the finest on your birthday! Happy birthday good friend! Happy,…
Braid Hairstyles
21 Best Hairstyles with Braiding Hair

by admin February 3, 2024

by admin February 3, 2024

21 Best Hairstyles with Braiding Hair .Offering you don’t have extremely brief hair like a pixie cut,…
Halloween Party Ideas
23 Of the Best Ideas for Halloween Costume Party Ideas for Adults

by admin February 2, 2024

by admin February 2, 2024

23 Of the Best Ideas for Halloween Costume Party Ideas for Adults .Trick-or-treating and drawing together the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?