Home, Family, Style and Art Ideas

Wedding Venues
22 Of the Best Ideas for Palos Verdes Wedding Venues

by admin July 24, 2019

by admin July 24, 2019

22 Of the Best Ideas for Palos Verdes Wedding Venues .Naturally, the style of place directly influences…
Mothers Day Quotes
The top 35 Ideas About Quotes About Mothers Daughters

by admin July 24, 2019

by admin July 24, 2019

The top 35 Ideas About Quotes About Mothers Daughters . Mother’s Day arrive on Sunday, Might 12…
DIY Craft for Kids Ideas
Top 20 Kids Costumes Diy

by admin July 24, 2019

by admin July 24, 2019

Top 20 Kids Costumes Diy . A current study by Dr. Richard Rende revealed that innovative interaction…
Kids Room Décor Ideas
23 Best Ideas Kids Rooms Storage Ideas

by admin July 24, 2019

by admin July 24, 2019

23 Best Ideas Kids Rooms Storage Ideas .Give your kid’s room a transformation that is sure to…
Kids Hairstyles
The Best Ideas for Hairstyle Games for Kids

by admin July 24, 2019

by admin July 24, 2019

The Best Ideas for Hairstyle Games for Kids .@[New Year and new hairstyle work together. With the…
Passover Recipes
The 23 Best Ideas for Passover Vegetarian Recipes

by admin July 24, 2019

by admin July 24, 2019

The 23 Best Ideas for Passover Vegetarian Recipes .Passover Recipes Locate all the scrumptious recipes you’ll require…
Valentine's Day Recipes
20 Ideas for Candy Sayings for Valentines Day

by admin July 24, 2019

by admin July 24, 2019

20 Ideas for Candy Sayings for Valentines Day .Consuming Richly + Cookies & Cups Sure, a charming…
Mothers Day Quotes
The Best Mother Daughter Quotes Sayings

by admin July 24, 2019

by admin July 24, 2019

The Best Mother Daughter Quotes Sayings . Mommy’s Day come down on Sunday, May 12 this year,…
Best Fall Ideas
21 Of the Best Ideas for Fall Salad Ideas

by admin July 24, 2019

by admin July 24, 2019

21 Of the Best Ideas for Fall Salad Ideas .@[One of one of the most glamorous and…
Best St. Patrick Day Ideas
The Best Easy St Patrick's Day Crafts

by admin July 24, 2019

by admin July 24, 2019

The Best Easy St Patrick&#039;s Day Crafts .Descendents of those who arrived during the Irish potato scarcities…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?