Home, Family, Style and Art Ideas

Anniversary Gift Ideas
20 Of the Best Ideas for 1st Year Anniversary Gift Ideas for Him

by admin July 25, 2019

by admin July 25, 2019

20 Of the Best Ideas for 1st Year Anniversary Gift Ideas for Him .You love your partner…
Birthday Party Ideas
Top 21 Lps Birthday Party Ideas

by admin July 24, 2019

by admin July 24, 2019

Top 21 Lps Birthday Party Ideas . For the youngest among us, birthday events at Chuck E.…
Mothers Day Gift Ideas
30 Best Ideas Bridal Shower Gift Ideas From Mother Of the Bride

by admin July 24, 2019

by admin July 24, 2019

30 Best Ideas Bridal Shower Gift Ideas From Mother Of the Bride .The last thing any mama…
DIY Plan Ideas
25 Best Ideas Diy Truck Bed Storage Plans

by admin July 24, 2019

by admin July 24, 2019

25 Best Ideas Diy Truck Bed Storage Plans . Pottery Barn-Style DIY Bed Framework with Storage space…
Wedding Shoes
The Best Ideas for Sparkle Wedding Shoes

by admin July 24, 2019

by admin July 24, 2019

The Best Ideas for Sparkle Wedding Shoes .The bride-to-be can also choose wedge footwear to put on…
Sad Quotes
The Best Ideas for Sad Valentine Quote

by admin July 24, 2019

by admin July 24, 2019

The Best Ideas for Sad Valentine Quote .You can never ever regulate who you fall in love…
DIY Home Decoration Ideas
The 22 Best Ideas for Diy Wine Glass Decorations

by admin July 24, 2019

by admin July 24, 2019

The 22 Best Ideas for Diy Wine Glass Decorations . Besides the fact that doing a DIY…
Anniversary Gift Ideas
The 20 Best Ideas for 1 Year Anniversary Gift Ideas

by admin July 24, 2019

by admin July 24, 2019

The 20 Best Ideas for 1 Year Anniversary Gift Ideas .Please your precious spouse by gifting a…
Best Halloween Ideas
The Best Halloween Design for Nails

by admin July 24, 2019

by admin July 24, 2019

The Best Halloween Design for Nails .For convenience we can split Halloween concepts in various categories such…
Nail Styles
22 Best Coffin Nail Styles

by admin July 24, 2019

by admin July 24, 2019

22 Best Coffin Nail Styles .Nails with this shape are made long, slim, as well as lessened…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?