Home, Family, Style and Art Ideas

Anniversary Gift Ideas
The top 20 Ideas About Copper Anniversary Gift Ideas

by admin July 25, 2019

by admin July 25, 2019

The top 20 Ideas About Copper Anniversary Gift Ideas .You enjoy your spouse and also you despise…
Inspirational Quotes
24 Of the Best Ideas for Inspirational Quotes On Success

by admin July 25, 2019

by admin July 25, 2019

24 Of the Best Ideas for Inspirational Quotes On Success . This is a quote that can…
Bedroom Ideas
25 Perfect Bedroom organization Hacks

by admin July 25, 2019

by admin July 25, 2019

25 Perfect Bedroom organization Hacks .This basic room storage hack will function best with heels, as well…
Anniversary Gift Ideas
The Best 2nd Year Anniversary Gift Ideas for Husband

by admin July 25, 2019

by admin July 25, 2019

The Best 2nd Year Anniversary Gift Ideas for Husband .Please your beloved spouse by gifting an attractive…
Gift Ideas For Girlfriend
35 Best Ideas Best Girlfriend Gift Ideas

by admin July 25, 2019

by admin July 25, 2019

35 Best Ideas Best Girlfriend Gift Ideas .It doesn t need to be a birthday, wedding anniversary,…
Coloring Pages For Girls
The Best Ideas for Coloring Pages Disney for Girls

by admin July 25, 2019

by admin July 25, 2019

The Best Ideas for Coloring Pages Disney for Girls .Supercoloring.com is an incredibly enjoyable for all ages:…
Smoothie Recipes
23 Best Ideas Sweet Green Smoothies

by admin July 25, 2019

by admin July 25, 2019

23 Best Ideas Sweet Green Smoothies .Shakes can make a healthy breakfast if you have a great…
Baking Recipes
21 Ideas for Twice Baked Potato Recipes

by admin July 25, 2019

by admin July 25, 2019

21 Ideas for Twice Baked Potato Recipes .Baking Recipes considerable collection of baking dishes that includes thousands…
Long Hairstyles
23 Of the Best Ideas for Best Haircuts for Oblong Face Shapes

by admin July 25, 2019

by admin July 25, 2019

23 Of the Best Ideas for Best Haircuts for Oblong Face Shapes .It is likewise important, specifically…
Bathroom Ideas
23 Unique Styling Ideas for Your Bathroom Remodeler Oklahoma City Ok

by admin July 25, 2019

by admin July 25, 2019

23 Unique Styling Ideas for Your Bathroom Remodeler Oklahoma City Ok .In some cases the significance of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?