Home, Family, Style and Art Ideas

Paleo Recipes
The Best Ideas for Paleo Sweet Potato Pancakes

by admin July 25, 2019

by admin July 25, 2019

The Best Ideas for Paleo Sweet Potato Pancakes .The Paleo Diet also nearly totally removes sugar beyond…
Backyard Ideas
35 Unique Backyard Grill area

by admin July 25, 2019

by admin July 25, 2019

35 Unique Backyard Grill area .Are you prepared to provide your outside home an upgrade? A yard…
Easter Recipes
The top 24 Ideas About Easy Easter Side Dishes

by admin July 25, 2019

by admin July 25, 2019

The top 24 Ideas About Easy Easter Side Dishes .This classy appetizer collaborates easily with easy, time-saving…
Motivational Quotes
Best 30 Motivational Quote Images

by admin July 25, 2019

by admin July 25, 2019

Best 30 Motivational Quote Images .Effective individuals don’t end up being that way overnight. What many people…
Cool Hairstyles
Best 20 Cool Hairstyles for Guys with Curly Hair

by admin July 25, 2019

by admin July 25, 2019

Best 20 Cool Hairstyles for Guys with Curly Hair .It is just one of the most stylish…
Best Winter Ideas
The Best Ideas for aspen Winter Activities

by admin July 25, 2019

by admin July 25, 2019

The Best Ideas for aspen Winter Activities .Choosing the best winter wedding event motif for your demands…
Anniversary Gift Ideas
The 20 Best Ideas for Anniversary Gift Ideas for Sister and Brother In Law

by admin July 25, 2019

by admin July 25, 2019

The 20 Best Ideas for Anniversary Gift Ideas for Sister and Brother In Law .Please your beloved…
Beef Recipes
21 Of the Best Ideas for Spicy Beef Chili Recipe

by admin July 25, 2019

by admin July 25, 2019

21 Of the Best Ideas for Spicy Beef Chili Recipe .Regardless of where life takes you throughout…
Coloring Pages For Girls
Best 25 Coloring Pages for Girls Fairies

by admin July 25, 2019

by admin July 25, 2019

Best 25 Coloring Pages for Girls Fairies . In this classification we gathered the best coloring pages…
Best Thanksgiving Ideas
24 Best Ideas Pinterest Thanksgiving Table Ideas

by admin July 25, 2019

by admin July 25, 2019

24 Best Ideas Pinterest Thanksgiving Table Ideas .First you must keep in mind that Thanksgiving is just…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?