Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
22 Best Preschool St Patrick's Day Activities

by admin July 26, 2019

by admin July 26, 2019

22 Best Preschool St Patrick&#039;s Day Activities .With tongue in cheek every American that suches as a…
DIY Craft for Toddlers Ideas
The Best Ideas for Father's Day Craft Ideas for toddlers

by admin July 26, 2019

by admin July 26, 2019

The Best Ideas for Father&#039;s Day Craft Ideas for toddlers . Daily Recreation has a number of…
Anniversary Gift Ideas
Best 20 6 Month Anniversary Gift Ideas for Him

by admin July 25, 2019

by admin July 25, 2019

Best 20 6 Month Anniversary Gift Ideas for Him .On this day, you understand what a gift…
Landscape Ideas
20 Fabulous Landscape Design Cost

by admin July 25, 2019

by admin July 25, 2019

20 Fabulous Landscape Design Cost .A huge water basin is the centerpiece of this Islamic-style yard garden…
Mother's Day Recipes
20 Best Ideas Mothers Day Dinner Menu

by admin July 25, 2019

by admin July 25, 2019

20 Best Ideas Mothers Day Dinner Menu .Mother’s Day Recipes Make Mother satisfied with a homemade gift…
St. Patrick's Day Recipes
Top 22 St Patrick Desserts

by admin July 25, 2019

by admin July 25, 2019

Top 22 St Patrick Desserts .Patrick’s Day is simply around the bend. I have actually been formulating…
Bedroom Ideas
35 Sensational Bedroom Feature Wall Ideas

by admin July 25, 2019

by admin July 25, 2019

35 Sensational Bedroom Feature Wall Ideas .Your bedroom must be the coziest space in your residence, so…
Coloring Pages For Girls
The top 25 Ideas About Shopkins Girls Coloring Pages

by admin July 25, 2019

by admin July 25, 2019

The top 25 Ideas About Shopkins Girls Coloring Pages . In this group, you will locate outstanding…
Graduation Party Ideas
35 Of the Best Ideas for Usc Graduation Party Ideas

by admin July 25, 2019

by admin July 25, 2019

35 Of the Best Ideas for Usc Graduation Party Ideas . Give your grad a grand send-off…
Gift Ideas For Girlfriend
The top 35 Ideas About Gift Ideas for Nerdy Girlfriend

by admin July 25, 2019

by admin July 25, 2019

The top 35 Ideas About Gift Ideas for Nerdy Girlfriend . Make your next gift the best…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?