Home, Family, Style and Art Ideas

Kitchen Ideas
20 Cute White Kitchen Blue Backsplash

by admin July 26, 2019

by admin July 26, 2019

20 Cute White Kitchen Blue Backsplash . Picking tile for your backsplash can be an enjoyable stage…
Coloring Pages For Girls
The Best Ideas for Equestria Girls Rainbow Rocks Coloring Pages

by admin July 26, 2019

by admin July 26, 2019

The Best Ideas for Equestria Girls Rainbow Rocks Coloring Pages . In this classification we collected the…
Mens Hairstyles
25 Best Ideas Older Mens Short Haircuts

by admin July 26, 2019

by admin July 26, 2019

25 Best Ideas Older Mens Short Haircuts .The short business cut. This has actually always been in.…
Mothers Day Gift Ideas
The Best Mother's Day Gift Ideas for Your Wife

by admin July 26, 2019

by admin July 26, 2019

The Best Mother&#039;s Day Gift Ideas for Your Wife .The last thing any type of mommy desires…
High Fiber Recipes
24 Best Healthy Fiber Snacks

by admin July 26, 2019

by admin July 26, 2019

24 Best Healthy Fiber Snacks .A quick, versatile way to prepare couscous with summer vegetables– zucchini, yellow…
Summer Party Ideas
22 Best Ideas Summer Garden Party Ideas

by admin July 26, 2019

by admin July 26, 2019

22 Best Ideas Summer Garden Party Ideas .@[Warm weather calls for an enjoyable summer celebration with family…
Kids Room Décor Ideas
The Best Ideas for Kids Video Game Room

by admin July 26, 2019

by admin July 26, 2019

The Best Ideas for Kids Video Game Room .What did your area look like when you were…
Low Carb Recipes
Best 25 Quick Low Carb Recipes

by admin July 26, 2019

by admin July 26, 2019

Best 25 Quick Low Carb Recipes .A low-carb diet plan can provide many health and wellness benefits,…
Funny Birthday Ideas
The top 21 Ideas About Email Birthday Cards Free Funny

by admin July 26, 2019

by admin July 26, 2019

The top 21 Ideas About Email Birthday Cards Free Funny . Welcome to our collection of amusing…
Birthday Quotes Inspirations
The top 25 Ideas About 60 Birthday Quote

by admin July 26, 2019

by admin July 26, 2019

The top 25 Ideas About 60 Birthday Quote . Birthday celebration quotes can be made use of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?