Home, Family, Style and Art Ideas

Bedroom Ideas
22 Perfect Cool Lights for Bedroom

by admin July 26, 2019

by admin July 26, 2019

22 Perfect Cool Lights for Bedroom .When it comes to embellishing the bed room, lights is commonly…
Gifts for Kids
22 Of the Best Ideas for How Much Money Can A Parent Gift A Child

by admin July 26, 2019

by admin July 26, 2019

22 Of the Best Ideas for How Much Money Can A Parent Gift A Child .Not only…
DIY Mask Ideas
23 Ideas for Best Diy Blackhead Mask

by admin July 26, 2019

by admin July 26, 2019

23 Ideas for Best Diy Blackhead Mask .Oh, encounter masks, let us count the means we like…
Relationship Quotes
The 30 Best Ideas for Second Chance Relationship Quotes

by admin July 26, 2019

by admin July 26, 2019

The 30 Best Ideas for Second Chance Relationship Quotes .Well, in those minutes, you could most likely…
Passover Recipes
23 Ideas for Passover Sponge Cake Recipe

by admin July 26, 2019

by admin July 26, 2019

23 Ideas for Passover Sponge Cake Recipe .Passover Recipes Find all the tasty recipes you’ll need for…
Baby Shower Gift Ideas
The Best Ideas for Gift Ideas for Siblings when Baby is Born

by admin July 26, 2019

by admin July 26, 2019

The Best Ideas for Gift Ideas for Siblings when Baby is Born .It s a creature, it…
Kitchen Ideas
20 Exellent Outdoor Kitchen Components

by admin July 26, 2019

by admin July 26, 2019

20 Exellent Outdoor Kitchen Components . When the weather condition is pleasant and warm, there is absolutely…
Best St. Patrick Day Ideas
The top 22 Ideas About St Patrick's Day Greetings Quotes

by admin July 26, 2019

by admin July 26, 2019

The top 22 Ideas About St Patrick&#039;s Day Greetings Quotes .Many individuals anticipate to get gifts on…
Relationship Quotes
The top 30 Ideas About Relationship Strength Quotes

by admin July 26, 2019

by admin July 26, 2019

The top 30 Ideas About Relationship Strength Quotes .Relationships resemble the trends: they ebb and flow. And…
Wedding Vows
21 Best Wedding Vows Samples

by admin July 26, 2019

by admin July 26, 2019

21 Best Wedding Vows Samples .Lots of people really feel that creating their own wedding event vows…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?