Home, Family, Style and Art Ideas

Firepit Ideas
22 Antique Patio Wood Fire Pit

by admin July 27, 2019

by admin July 27, 2019

22 Antique Patio Wood Fire Pit .Fire Pit Concepts To choose the right fire pit design as…
Outdoor Ideas
25 Stunning Patio Outdoor Kitchen

by admin July 27, 2019

by admin July 27, 2019

25 Stunning Patio Outdoor Kitchen .Exterior Kitchens When the climate is nice as well as the sunlight…
Living Room Ideas
22 Luxury Living Room Rustic

by admin July 27, 2019

by admin July 27, 2019

22 Luxury Living Room Rustic .Rustic design is a prominent indoor style specifically suited to individuals who…
DIY Organizer Ideas
30 Of the Best Ideas for Diy Shoe organizer

by admin July 27, 2019

by admin July 27, 2019

30 Of the Best Ideas for Diy Shoe organizer . As we begin to work from residence…
Dessert Recipes
Top 30 German Desserts List

by admin July 27, 2019

by admin July 27, 2019

Top 30 German Desserts List .Five ingredients as well as 15 mins is all it takes to…
Smoothie Recipes
Top 23 whole 30 Smoothies

by admin July 27, 2019

by admin July 27, 2019

Top 23 whole 30 Smoothies .Healthy smoothies have actually come to be a on-the-go staple for health-conscious…
Wedding Gift Ideas
20 Ideas for Wedding Gift From Groom to Bride Ideas

by admin July 27, 2019

by admin July 27, 2019

20 Ideas for Wedding Gift From Groom to Bride Ideas . And afterwards obviously, there are simply…
Birthday Gift Ideas
Top 20 Gift Ideas for 18th Birthday

by admin July 27, 2019

by admin July 27, 2019

Top 20 Gift Ideas for 18th Birthday . So, right here at a single Room, your self…
Braid Hairstyles
21 Ideas for Girl Hairstyle Braids

by admin July 27, 2019

by admin July 27, 2019

21 Ideas for Girl Hairstyle Braids .Supplying you do not have incredibly brief hair like a pixie…
Women Hairstyles
The top 20 Ideas About Hipster Hairstyles Womens

by admin July 27, 2019

by admin July 27, 2019

The top 20 Ideas About Hipster Hairstyles Womens .Brief hair design has actually been attempted by every…

1
…
1,359
1,360
1,361
1,362
1,363
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?