Home, Family, Style and Art Ideas

Bathroom Ideas
35 Terrific Oil Rubbed Bronze Bathroom Mirror

by admin July 27, 2019

by admin July 27, 2019

35 Terrific Oil Rubbed Bronze Bathroom Mirror .When refurbishing almost any kind of area in the house,…
Coloring Pages for Children
21 Of the Best Ideas for Kids Online Coloring Page

by admin July 27, 2019

by admin July 27, 2019

21 Of the Best Ideas for Kids Online Coloring Page .We have some actually great tinting web…
Mothers Day Gift Ideas
30 Best Ideas Mother's Day Special Gift Ideas

by admin July 27, 2019

by admin July 27, 2019

30 Best Ideas Mother&#039;s Day Special Gift Ideas .The last thing any type of mother desires is…
Dinner Recipes
35 Of the Best Ideas for Ideas for Easy Dinners

by admin July 27, 2019

by admin July 27, 2019

35 Of the Best Ideas for Ideas for Easy Dinners .For a fast meal that’s low in…
Anniversary Gift Ideas
The top 20 Ideas About 1st Dating Anniversary Gift Ideas

by admin July 27, 2019

by admin July 27, 2019

The top 20 Ideas About 1st Dating Anniversary Gift Ideas .You love your partner as well as…
Best St. Patrick Day Ideas
The top 22 Ideas About St Patrick's Day Party

by admin July 27, 2019

by admin July 27, 2019

The top 22 Ideas About St Patrick&#039;s Day Party .Descendents of those that came in during the…
Low Calorie Recipes
30 Ideas for Low Calorie Pumpkin Bread

by admin July 27, 2019

by admin July 27, 2019

30 Ideas for Low Calorie Pumpkin Bread .Roasting isn’t generally the initial cooking approach you think about…
Microwave Recipes
35 Of the Best Ideas for Microwave Mushroom Recipes

by admin July 27, 2019

by admin July 27, 2019

35 Of the Best Ideas for Microwave Mushroom Recipes .Few people would put “crunchy” and “microwave” in…
Weight-Loss Recipes
The Best Weight Watchers Smart Ones Smoothies

by admin July 27, 2019

by admin July 27, 2019

The Best Weight Watchers Smart Ones Smoothies .When you’re attempting to shed weight, a huge, heavy dinner…
Love Quotes
20 Of the Best Ideas for Love Quotes From Movies

by admin July 27, 2019

by admin July 27, 2019

20 Of the Best Ideas for Love Quotes From Movies . When you have found the one…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?