Home, Family, Style and Art Ideas

Mens Hairstyles
25 Ideas for Mens Gothic Hairstyles

by admin February 7, 2024

by admin February 7, 2024

25 Ideas for Mens Gothic Hairstyles .Hairstyles are every bit as important for guys as it is…
Living Room Ideas
21 Pretty Farmhouse Living Room Ideas

by admin February 7, 2024

by admin February 7, 2024

21 Pretty Farmhouse Living Room Ideas .Farmhouse design doesn’t always have to look rustic. Comfy home furnishings,…
Birthday Gift Ideas
The Best 80th Birthday Gift Ideas for Grandpa

by admin February 7, 2024

by admin February 7, 2024

The Best 80th Birthday Gift Ideas for Grandpa . So, if you are likely in the course…
Kids Fashion Ideas
24 Of the Best Ideas for Macy's Baby Girl Party Dresses

by admin February 6, 2024

by admin February 6, 2024

24 Of the Best Ideas for Macy&#039;s Baby Girl Party Dresses .The Ultimate guide to baby clothing…
Coloring Pages For Girls
Best 25 Groovy Girls Coloring Pages

by admin February 6, 2024

by admin February 6, 2024

Best 25 Groovy Girls Coloring Pages . In this group, you will find remarkable Coloring Pages Powerpuff…
Easy Hairstyles
21 Of the Best Ideas for Easy Hairstyles for Kids to Do

by admin February 6, 2024

by admin February 6, 2024

21 Of the Best Ideas for Easy Hairstyles for Kids to Do .This hairstyle is straightforward yet…
Kitchen Ideas
20 Amazing Outdoor Kitchen Stainless Doors

by admin February 6, 2024

by admin February 6, 2024

20 Amazing Outdoor Kitchen Stainless Doors .A lot of outdoor kitchens are going to be situated near…
DIY Craft for Kids Ideas
20 Best Ideas Diy Art for Kids

by admin February 5, 2024

by admin February 5, 2024

20 Best Ideas Diy Art for Kids . Young children can finger paint paper plates, then add…
Kitchen Ideas
30 Incredible organizing A Kitchen

by admin February 5, 2024

by admin February 5, 2024

30 Incredible organizing A Kitchen .Develop any of these kitchen storage space projects as well as a…
Beautiful Nails
Best 20 Pretty Nails Tyngsboro

by admin February 5, 2024

by admin February 5, 2024

Best 20 Pretty Nails Tyngsboro .Lovely Nails & Body Hair salon brings an exclusive, indulgent and also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?