Home, Family, Style and Art Ideas

Best Mothers Day Ideas
The top 21 Ideas About Mothers Day Drawing Ideas

by admin July 27, 2019

by admin July 27, 2019

The top 21 Ideas About Mothers Day Drawing Ideas .Possibly you can however, there are alternatives naturally…
Bedroom Ideas
24 Dreamy Mansion Master Bedroom

by admin July 27, 2019

by admin July 27, 2019

24 Dreamy Mansion Master Bedroom .When making your bedroom, the only real policy is to be true…
Long Hairstyles
The top 23 Ideas About Mens Hairstyles Long

by admin July 27, 2019

by admin July 27, 2019

The top 23 Ideas About Mens Hairstyles Long .Long hairstyles are extremely in this year for any…
Gift Ideas For Girlfriend
35 Best Ideas Girlfriend Gift Ideas Under $50

by admin July 27, 2019

by admin July 27, 2019

35 Best Ideas Girlfriend Gift Ideas Under $50 .It doesn t need to be a birthday celebration,…
Mother's Day Recipes
The 20 Best Ideas for Mothers Day Dinner

by admin July 27, 2019

by admin July 27, 2019

The 20 Best Ideas for Mothers Day Dinner .Mom’s Day Recipes Make Mother delighted with a self-made…
Fathers Day Gift Ideas
The Best Ideas for Fathers Day Gift Ideas for Kids to Make

by admin July 27, 2019

by admin July 27, 2019

The Best Ideas for Fathers Day Gift Ideas for Kids to Make . If your father is…
Easter Recipes
Best 24 Shoprite Free Easter Ham

by admin July 27, 2019

by admin July 27, 2019

Best 24 Shoprite Free Easter Ham .This classy appetizer comes together easily with straightforward, time-saving components. Frozen…
Wedding Gift Ideas
The Best Wedding Gift Ideas Target

by admin July 27, 2019

by admin July 27, 2019

The Best Wedding Gift Ideas Target .A collection of baggage is a perfect gift for the couple…
Wedding Shoes
24 Best Black and White Wedding Shoes

by admin July 27, 2019

by admin July 27, 2019

24 Best Black and White Wedding Shoes .One more favorite wedding celebration shoe is the rounded toe…
Pasta Recipes
The top 24 Ideas About Shrimp Salad with Pasta

by admin July 27, 2019

by admin July 27, 2019

The top 24 Ideas About Shrimp Salad with Pasta .Don’t allow complicated recipes stand in the method…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?