Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
Top 22 Diy Halloween Room Decorations

by admin July 28, 2019

by admin July 28, 2019

Top 22 Diy Halloween Room Decorations . Besides the fact that doing a DIY job is less…
Baby Shower Gifts
21 Ideas for Baby Shower Gifts for Twin Boys

by admin July 28, 2019

by admin July 28, 2019

21 Ideas for Baby Shower Gifts for Twin Boys .A child shower is a huge event for…
Coloring Pages for Children
21 Best Coloring Pages for Kids

by admin July 28, 2019

by admin July 28, 2019

21 Best Coloring Pages for Kids .I am a Fourth Quality Catechist, and in the procedure of…
DIY Wood Ideas
The Best Diy Table top Wood

by admin July 28, 2019

by admin July 28, 2019

The Best Diy Table top Wood .Wood is one of the most functional products out there. With…
Best St. Patrick Day Ideas
22 Ideas for St Patrick's Day Quotes Funny

by admin July 28, 2019

by admin July 28, 2019

22 Ideas for St Patrick&#039;s Day Quotes Funny .Descendents of those who arrived during the Irish potato…
Diabetic Recipes
25 Best Ideas Diabetic Crockpot Chicken Recipes

by admin July 28, 2019

by admin July 28, 2019

25 Best Ideas Diabetic Crockpot Chicken Recipes .Any kind of cookies that may not be particularly required…
Recipes for Kids
Top 25 Recipes with Kids

by admin July 28, 2019

by admin July 28, 2019

Top 25 Recipes with Kids .I like finding new means to integrate peanut butter, delicious chocolate and…
Mothers Day Gift Ideas
The top 30 Ideas About Creative Mothers Day Gift Ideas

by admin July 27, 2019

by admin July 27, 2019

The top 30 Ideas About Creative Mothers Day Gift Ideas .The last thing any type of mommy…
Rings
21 Ideas for Best Deals On Wedding Rings

by admin July 27, 2019

by admin July 27, 2019

21 Ideas for Best Deals On Wedding Rings .A ring for today and all of your tomorrows.…
Valentines Day Gift Ideas
The 35 Best Ideas for Male Valentine Day Gift Ideas

by admin July 27, 2019

by admin July 27, 2019

The 35 Best Ideas for Male Valentine Day Gift Ideas .You’re not a fundamental individual. That means…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?