Home, Family, Style and Art Ideas

Nail Designs
20 Best Instagram Nail Designs

by admin July 28, 2019

by admin July 28, 2019

20 Best Instagram Nail Designs .Terrific prepared to book your next manicure, because this nail inspo is…
Best Fall Ideas
The 21 Best Ideas for Easy Fall Crafts for Kindergarteners

by admin July 28, 2019

by admin July 28, 2019

The 21 Best Ideas for Easy Fall Crafts for Kindergarteners .@[One of the most touching as well…
Beautiful Nails
20 Ideas for Pretty Nails Bend oregon

by admin July 28, 2019

by admin July 28, 2019

20 Ideas for Pretty Nails Bend oregon .Our distinct services consist of late evenings, commitment systems, special…
Graduation Quotes
The Best Inspiring Graduation Quotes

by admin July 28, 2019

by admin July 28, 2019

The Best Inspiring Graduation Quotes . With the flurry of emotions your liked one is encountering on…
Kids Room Ideas
21 Dreamy Kids Glider Swing

by admin July 28, 2019

by admin July 28, 2019

21 Dreamy Kids Glider Swing .When you don’t feel like loading up as well as hiking to…
Coloring Pages For Toddlers
20 Best Coloring Pages for toddlers Shapes

by admin July 28, 2019

by admin July 28, 2019

20 Best Coloring Pages for toddlers Shapes .I m a very first quality educator. For creativity, I…
Graduation Party Ideas
35 Ideas for December College Graduation Party Ideas

by admin July 28, 2019

by admin July 28, 2019

35 Ideas for December College Graduation Party Ideas . Give your graduate a grand send-off by having…
Birthday Party Inspirations
The 30 Best Ideas for Mickey Mouse Clubhouse Birthday Party Ideas

by admin July 28, 2019

by admin July 28, 2019

The 30 Best Ideas for Mickey Mouse Clubhouse Birthday Party Ideas .Host the Ultimate Bash with Themed…
Gender Reveal Party Ideas
20 Best Gender Reveal Party Food Ideas

by admin July 28, 2019

by admin July 28, 2019

20 Best Gender Reveal Party Food Ideas . I was at a gender disclose party that was…
Living Room Ideas
23 Amazing Grey Paint Living Room

by admin July 28, 2019

by admin July 28, 2019

23 Amazing Grey Paint Living Room .Your living room is most likely your best area, so see…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?