Home, Family, Style and Art Ideas

Landscape Ideas
25 Elegant Outdoor Landscape Walkways

by admin July 28, 2019

by admin July 28, 2019

25 Elegant Outdoor Landscape Walkways .Your lawn remains in good hands. We have all the landscaping supplies…
DIY Outdoor Ideas
Best 35 Diy Outdoor Heater

by admin July 28, 2019

by admin July 28, 2019

Best 35 Diy Outdoor Heater .Summertime is the period for enjoying whatever outdoors and imaginable. It s…
Easter Recipes
24 Best Ideas Easter Dinner Albany Ny

by admin July 28, 2019

by admin July 28, 2019

24 Best Ideas Easter Dinner Albany Ny .For those of you not consuming meat, below are extra…
Easter Recipes
The Best Ideas for Middle Eastern Recipes Easy

by admin July 28, 2019

by admin July 28, 2019

The Best Ideas for Middle Eastern Recipes Easy .For those of you not consuming meat, here are…
Mothers Day Gift Ideas
The 30 Best Ideas for Fairy Godmother Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

The 30 Best Ideas for Fairy Godmother Gift Ideas .The last thing any type of mama wants…
DIY Craft for Kids Ideas
Best 20 Diy Fairy Garden for Kids

by admin July 28, 2019

by admin July 28, 2019

Best 20 Diy Fairy Garden for Kids .Whether your child likes crafts & arts or science experiments,…
Natural Hairstyles
24 Ideas for Natural Hair Bob Hairstyles

by admin July 28, 2019

by admin July 28, 2019

24 Ideas for Natural Hair Bob Hairstyles .There are a lot of vices like cigarette smoking as…
Birthday Card Ideas
22 Best Ideas Funny Birthday Cards

by admin July 28, 2019

by admin July 28, 2019

22 Best Ideas Funny Birthday Cards . Make your birthday greeting stand apart when you produce a…
Anniversary Gift Ideas
20 Ideas for 1st Wedding Anniversary Paper Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

20 Ideas for 1st Wedding Anniversary Paper Gift Ideas .Please your beloved spouse by gifting a lovely…
Gift Ideas For Girlfriend
The Best Ideas for Unique Girlfriend Birthday Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

The Best Ideas for Unique Girlfriend Birthday Gift Ideas . Make your following gift the finest gift…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?