Home, Family, Style and Art Ideas

Mother's Day Recipes
The Best Mother's Day Dessert Ideas

by admin July 29, 2019

by admin July 29, 2019

The Best Mother&#039;s Day Dessert Ideas .Mother’s Day Recipes Make Mother delighted with a home made goodie…
Best Memorial Day Ideas
23 Of the Best Ideas for Memorial Day Activities for Elementary Students

by admin July 29, 2019

by admin July 29, 2019

23 Of the Best Ideas for Memorial Day Activities for Elementary Students .There are particular vacations within…
Marriage Quotes
25 Of the Best Ideas for Marriage Quotes Bible

by admin July 28, 2019

by admin July 28, 2019

25 Of the Best Ideas for Marriage Quotes Bible .The genuine act of marriage occurs in the…
Best Cinco de Mayo Ideas
The 22 Best Ideas for Cinco De Mayo Dresses Ideas

by admin July 28, 2019

by admin July 28, 2019

The 22 Best Ideas for Cinco De Mayo Dresses Ideas .Mexican food provides itself to huge teams,…
Easter Recipes
The Best Ideas for Italian Easter Dinner

by admin July 28, 2019

by admin July 28, 2019

The Best Ideas for Italian Easter Dinner .For those of you not consuming meat, here are more…
Best Pi Day Ideas
The Best Ideas for Pi Day Shirt Ideas

by admin July 28, 2019

by admin July 28, 2019

The Best Ideas for Pi Day Shirt Ideas .While only a handful of figures are required for…
Anniversary Gift Ideas
20 Best 17th Year Anniversary Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

20 Best 17th Year Anniversary Gift Ideas .On this day, you understand what a gift it was…
Best Easter Ideas
The Best Ideas for Easter Party Ideas for Adults

by admin July 28, 2019

by admin July 28, 2019

The Best Ideas for Easter Party Ideas for Adults .The majority of people love to embellish the…
Gift Ideas For Girlfriend
Top 35 Cheap Gift Ideas for Girlfriend

by admin July 28, 2019

by admin July 28, 2019

Top 35 Cheap Gift Ideas for Girlfriend . Make your next gift the finest gift for your…
Trolls Party Ideas
25 Of the Best Ideas for Trolls Party Ideas

by admin July 28, 2019

by admin July 28, 2019

25 Of the Best Ideas for Trolls Party Ideas .Birthday parties are just as fun as the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?