Home, Family, Style and Art Ideas

Living Room Ideas
21 Insanely Gorgeous Small Living Room Setup

by admin July 29, 2019

by admin July 29, 2019

21 Insanely Gorgeous Small Living Room Setup .If your living-room has access to a lots of natural…
Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 2 Year Old Girl

by admin July 29, 2019

by admin July 29, 2019

20 Best Ideas Birthday Gift Ideas for 2 Year Old Girl . So, below at 1 stage,…
Dessert Recipes
Best 30 Yom Kippur Desserts

by admin July 29, 2019

by admin July 29, 2019

Best 30 Yom Kippur Desserts .This easy dessert recipe from Fifty percent Baked Harvest has it all:…
Coloring Pages For Kids
25 Best Mandala Coloring Books for Kids

by admin July 29, 2019

by admin July 29, 2019

25 Best Mandala Coloring Books for Kids . Supercoloring.com is a very enjoyable for all ages: for…
Anniversary Gift Ideas
Best 20 12th Wedding Anniversary Gift Ideas

by admin July 29, 2019

by admin July 29, 2019

Best 20 12th Wedding Anniversary Gift Ideas .Please your cherished partner by gifting an attractive customized cake…
Best St. Patrick Day Ideas
The Best St Patrick's Day Lunch Ideas

by admin July 29, 2019

by admin July 29, 2019

The Best St Patrick&#039;s Day Lunch Ideas .The Irish aren’t similar to the people that Irish Americans…
Best Easter Ideas
The top 25 Ideas About Best Easter Gifts for toddlers

by admin July 29, 2019

by admin July 29, 2019

The top 25 Ideas About Best Easter Gifts for toddlers .Explode rabbits are really prominent these days…
Bridesmaid Hairstyles
21 Ideas for Pretty Hairstyles for Bridesmaids

by admin July 29, 2019

by admin July 29, 2019

21 Ideas for Pretty Hairstyles for Bridesmaids .Ladies who are planning their wedding celebrations want their bridesmaids…
Birthday Gift Ideas
20 Best Birthday Gift for Her Ideas

by admin July 29, 2019

by admin July 29, 2019

20 Best Birthday Gift for Her Ideas .If you’re right after a unique birthday reward, then you’ve…
Paint Ideas
22 Lovely Deck Stain Vs Paint

by admin July 29, 2019

by admin July 29, 2019

22 Lovely Deck Stain Vs Paint .Every wood has its own character as well as color that…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?