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Quotes for Kids
20 Best Ideas Spending Time with Children Quotes

by admin July 16, 2024

by admin July 16, 2024

20 Best Ideas Spending Time with Children Quotes .When we think of how students and also children…
Anniversary Quotes
22 Best Ideas Happy Anniversary Funny Quotes

by admin July 16, 2024

by admin July 16, 2024

22 Best Ideas Happy Anniversary Funny Quotes .That doesn’t mean it’s always easy ahead up with the…
Best Passover Ideas
24 Best Kosher for Passover Cat Food

by admin July 16, 2024

by admin July 16, 2024

24 Best Kosher for Passover Cat Food .Read on for some terrific ideas on how you can…
Nail Colors
22 Best Ideas Vacation Nail Colors

by admin July 15, 2024

by admin July 15, 2024

22 Best Ideas Vacation Nail Colors .You ll notice that the most delicious red nails of all,…
Fathers Day Gift Ideas
The Best Ideas for Father's Day Photo Gift Ideas

by admin July 15, 2024

by admin July 15, 2024

The Best Ideas for Father&#039;s Day Photo Gift Ideas . Aid him look after his skin with…
DIY Crafts for Kids
Best 22 Mothers Day Craft for Children

by admin July 15, 2024

by admin July 15, 2024

Best 22 Mothers Day Craft for Children .Toddlers ought to be concentrated on basic tasks that aren…
Inspirational Quotes
The Best Inspirational Quotes About Happiness

by admin July 15, 2024

by admin July 15, 2024

The Best Inspirational Quotes About Happiness . If you wish to have power, it’s your own for…
Coloring Pages For Kids
The Best Ideas for Raising Our Kids.com Coloring Pages

by admin July 14, 2024

by admin July 14, 2024

The Best Ideas for Raising Our Kids.com Coloring Pages .Coloring pages the easiest method to relax your…
Thank You Gift Ideas
Top 21 Best Thank You Gift Ideas

by admin July 14, 2024

by admin July 14, 2024

Top 21 Best Thank You Gift Ideas .When an unique a person exceeds and past to do…
Wedding Hairstyles
The Best Ideas for Half Up Hairstyles Wedding

by admin July 14, 2024

by admin July 14, 2024

The Best Ideas for Half Up Hairstyles Wedding .In lots of means, searching for a wedding celebration…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?