Home, Family, Style and Art Ideas

Graduation Party Ideas
35 Best Ideas Cool Ideas for Graduation Party

by admin February 10, 2024

by admin February 10, 2024

35 Best Ideas Cool Ideas for Graduation Party . Provide your graduate a grand send-off by having…
Unicorn Party Ideas
35 Of the Best Ideas for Unicorn Party Decoration Ideas

by admin February 10, 2024

by admin February 10, 2024

35 Of the Best Ideas for Unicorn Party Decoration Ideas .@[If you’re trying to find unicorn party…
DIY Costume Ideas
35 Best Ideas Grease Costume Diy

by admin February 9, 2024

by admin February 9, 2024

35 Best Ideas Grease Costume Diy . Your kid brings shade to your world on Halloween as…
Graduation Quotes
Best 20 Dr. Seuss Graduation Quotes

by admin February 9, 2024

by admin February 9, 2024

Best 20 Dr. Seuss Graduation Quotes . With the flurry of feelings your loved one is facing…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts Wife

by admin February 9, 2024

by admin February 9, 2024

The 24 Best Ideas for Birthday Gifts Wife .Just how to Select the Perfect Birthday Celebration GiftYes,…
Living Room Ideas
35 Magnificient soft Rugs for Living Room

by admin February 9, 2024

by admin February 9, 2024

35 Magnificient soft Rugs for Living Room .The ideal area rug can draw the look of an…
Engagement
Best 22 wholesale Diamond Engagement Rings

by admin February 8, 2024

by admin February 8, 2024

Best 22 wholesale Diamond Engagement Rings .It s most likely that you first visualize colorless diamonds when…
Birthday Gift Ideas
The 20 Best Ideas for 50th Birthday Gift Ideas for Men

by admin February 8, 2024

by admin February 8, 2024

The 20 Best Ideas for 50th Birthday Gift Ideas for Men . Birthday Gifts If you’re once…
Thai Recipes
20 Of the Best Ideas for Chicken Curry Recipes Thai

by admin February 8, 2024

by admin February 8, 2024

20 Of the Best Ideas for Chicken Curry Recipes Thai .An option of meat, mix fried with…
Nail Art
Best 21 Fall toe Nail Art

by admin February 7, 2024

by admin February 7, 2024

Best 21 Fall toe Nail Art .When the brilliant white tones of summertime have actually vanished from…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?