Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
22 Ideas for Diy St Patrick's Day Shirt

by admin February 15, 2024

by admin February 15, 2024

22 Ideas for Diy St Patrick&#039;s Day Shirt .So with tongue in cheek every American that suches…
Vegan Recipes
The Best Vegan Coconut Cupcakes

by admin February 14, 2024

by admin February 14, 2024

The Best Vegan Coconut Cupcakes .Listed below, you’ll locate wholesome vegan dishes made with protein-rich whole grains,…
DIY Craft for Kids Ideas
20 Best Ideas Fun Kids Com

by admin February 14, 2024

by admin February 14, 2024

20 Best Ideas Fun Kids Com . A current research study by Dr. Richard Rende exposed that…
Nail Ideas
Best 23 Nail Ideas 2020

by admin February 14, 2024

by admin February 14, 2024

Best 23 Nail Ideas 2020 .A little bit of glimmer never injured any individual, as well as…
Fourth of July Recipes
22 Ideas for 4th Of July Fruit Desserts

by admin February 14, 2024

by admin February 14, 2024

22 Ideas for 4th Of July Fruit Desserts .With whatever from appetisers as well as drinks to…
Inspirational Quotes
The Best Inspirational Quote Of the Day

by admin February 13, 2024

by admin February 13, 2024

The Best Inspirational Quote Of the Day . If you wish to have power, it’s your own…
Easter Party Ideas
Top 30 Easter Party Dessert Ideas

by admin February 13, 2024

by admin February 13, 2024

Top 30 Easter Party Dessert Ideas .Whether you have a tiny event or a big family event,…
Love Quotes
The top 20 Ideas About when I Love I Love Hard Quotes

by admin February 13, 2024

by admin February 13, 2024

The top 20 Ideas About when I Love I Love Hard Quotes . When you have actually…
Birthday Gift Ideas
The Best Ideas for Birthday Gift Ideas for Daughter In Law

by admin February 13, 2024

by admin February 13, 2024

The Best Ideas for Birthday Gift Ideas for Daughter In Law . So, if by yourself are…
Wedding Guest Book
The Best Wedding Guest Book Options

by admin February 12, 2024

by admin February 12, 2024

The Best Wedding Guest Book Options .Wedding guest publications are one of the most utilized and liked…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?