Home, Family, Style and Art Ideas

Best 4th of July Ideas
20 Of the Best Ideas for 4th Of July Parade theme Ideas

by admin July 21, 2024

by admin July 21, 2024

20 Of the Best Ideas for 4th Of July Parade theme Ideas .As July rolls around the…
Best Fall Ideas
21 Ideas for Autumn Door Decor

by admin July 21, 2024

by admin July 21, 2024

21 Ideas for Autumn Door Decor .@[One of the most touching and also extravagant motif weddings is…
Pie Recipes
The Best Ideas for Hershey's Chocolate Pie

by admin July 20, 2024

by admin July 20, 2024

The Best Ideas for Hershey&#039;s Chocolate Pie .You eagerly reduced right into your lovely fruit pie as…
Bedroom Ideas
30 Fantastic ashley Furniture Kids Bedroom

by admin July 20, 2024

by admin July 20, 2024

30 Fantastic ashley Furniture Kids Bedroom .For children that are much more almost minded exactly how about…
Birthday Invitation Ideas
25 Best Ideas Free Birthday Invitation

by admin July 20, 2024

by admin July 20, 2024

25 Best Ideas Free Birthday Invitation . Before the special day, plan ahead as well as get…
Birthday Gift Ideas
The Best Gift Ideas for 70th Birthday Female

by admin July 20, 2024

by admin July 20, 2024

The Best Gift Ideas for 70th Birthday Female . So, if on your own are moving through…
Tea Party Ideas
30 Best Women's Tea Party Ideas

by admin July 19, 2024

by admin July 19, 2024

30 Best Women&#039;s Tea Party Ideas .Few tea party ideas are as essential as tea! The secret…
Nail Styles
The Best Ideas for toe Nail Styles

by admin July 19, 2024

by admin July 19, 2024

The Best Ideas for toe Nail Styles .If you desire to do it on your very own,…
Recipes for Kids
The Best Recipes for Picky Kids

by admin July 19, 2024

by admin July 19, 2024

The Best Recipes for Picky Kids .We ve rounded up our favored very easy baking recipes for…
Best St. Patrick Day Ideas
22 Of the Best Ideas for What to Wear for St Patrick's Day Party

by admin July 19, 2024

by admin July 19, 2024

22 Of the Best Ideas for What to Wear for St Patrick&#039;s Day Party .Descendents of those…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?