Home, Family, Style and Art Ideas

DIY Hair Ideas
The Best Diy Hair Coloring

by admin February 17, 2024

by admin February 17, 2024

The Best Diy Hair Coloring . Making use of these DIY hair masks will condition your hair…
Baby Shower Gifts
The 21 Best Ideas for Expecting A Baby Gift

by admin February 17, 2024

by admin February 17, 2024

The 21 Best Ideas for Expecting A Baby Gift .Daily requirements: Baby diapers, baby diaper cream, baby…
Christmas Party Ideas
25 Best Ideas Easy Christmas Party Food Ideas

by admin February 17, 2024

by admin February 17, 2024

25 Best Ideas Easy Christmas Party Food Ideas . Beginning your party planning with our fun Xmas…
Inspirational Quotes
24 Ideas for Hillary Clinton Inspirational Quotes

by admin February 16, 2024

by admin February 16, 2024

24 Ideas for Hillary Clinton Inspirational Quotes .Put life in point of view with with some short…
Best Valentines Day Ideas
The top 20 Ideas About Hate Valentines Day Quotes

by admin February 16, 2024

by admin February 16, 2024

The top 20 Ideas About Hate Valentines Day Quotes .Yes, the lovely day is close. I indicate…
Nail Designs
20 Ideas for Gel Nail Designs

by admin February 16, 2024

by admin February 16, 2024

20 Ideas for Gel Nail Designs .There are the standards, like pumpkins as well as cute deer,…
Birthday Party Ideas
21 Ideas for Elmo themed Birthday Party Ideas

by admin February 16, 2024

by admin February 16, 2024

21 Ideas for Elmo themed Birthday Party Ideas .1st Birthday Celebration Ideas >> Barnyard First Birthday Party…
Quotes for Kids
20 Ideas for Spy Kids 2 Quote

by admin February 15, 2024

by admin February 15, 2024

20 Ideas for Spy Kids 2 Quote .Individuals from every walk of life have something to say…
Nail Designs
The 20 Best Ideas for Pretty Fall Nail Designs

by admin February 15, 2024

by admin February 15, 2024

The 20 Best Ideas for Pretty Fall Nail Designs .If you are looking for a subdued gel…
Wedding Colors
24 Best Printable Wedding Coloring Pages

by admin February 15, 2024

by admin February 15, 2024

24 Best Printable Wedding Coloring Pages .Sometimes wedding celebration color concepts are difficult to choose however it…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?