Home, Family, Style and Art Ideas

DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids Clubhouse

by admin July 28, 2024

by admin July 28, 2024

The 20 Best Ideas for Diy Kids Clubhouse .Whether your child likes crafts & arts or science…
Wedding Bands
25 Best Wedding Band On Right Hand

by admin July 28, 2024

by admin July 28, 2024

25 Best Wedding Band On Right Hand .You can set filters for the basic style you desire,…
Jewelry Sets
The top 25 Ideas About Diamond Necklace Sets

by admin July 28, 2024

by admin July 28, 2024

The top 25 Ideas About Diamond Necklace Sets .Jewelry collections make an exceptional gift for your wife,…
Duck Recipes
Best 23 Duck soup Recipes

by admin July 28, 2024

by admin July 28, 2024

Best 23 Duck soup Recipes .Be sure to completely defrost your duck in the fridge for 2-3…
Baby Shower Recipes
25 Of the Best Ideas for Baby sock Cupcakes

by admin July 27, 2024

by admin July 27, 2024

25 Of the Best Ideas for Baby sock Cupcakes .Your baby shower visitors can socialize as they…
Coloring Pages For Adults
Best 23 Online Adult Coloring Book

by admin July 27, 2024

by admin July 27, 2024

Best 23 Online Adult Coloring Book .Develop your concentration and tinted pencils. ColorIt makes superior top quality…
Birthday Card Ideas
The top 22 Ideas About Happy Birthday Email Cards

by admin July 27, 2024

by admin July 27, 2024

The top 22 Ideas About Happy Birthday Email Cards . A homemade birthday celebration card means that…
DIY Wood Ideas
Top 21 Diy Plywood Countertops

by admin July 27, 2024

by admin July 27, 2024

Top 21 Diy Plywood Countertops . If you ve always had a point for Tumblr-like backdrops and…
Coloring Pages for Children
Top 21 Coloring Art for Kids

by admin July 26, 2024

by admin July 26, 2024

Top 21 Coloring Art for Kids .We have some really excellent tinting pages for this winter months…
Pork Recipes
The Best Calories In Pork Ribs

by admin July 26, 2024

by admin July 26, 2024

The Best Calories In Pork Ribs .As opposed to utilizing one larger bone-in pork loin roast, this…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?