Home, Family, Style and Art Ideas

Bedroom Ideas
24 Fantastic Cute Teenage Girl Bedroom Ideas

by admin November 22, 2024

by admin November 22, 2024

24 Fantastic Cute Teenage Girl Bedroom Ideas .There are plenty of possibilities for a lady s bed…
Beach Party Ideas
35 Best Ideas Beach Party Finger Food Ideas

by admin November 22, 2024

by admin November 22, 2024

35 Best Ideas Beach Party Finger Food Ideas .Order some mason containers, load them with sand and…
Graduation Gift Ideas
25 Of the Best Ideas for Vet School Graduation Gift Ideas

by admin November 21, 2024

by admin November 21, 2024

25 Of the Best Ideas for Vet School Graduation Gift Ideas . Book concerning future field or…
Holiday Gift Ideas
The Best Ideas for Holiday Gift Ideas Moms

by admin November 21, 2024

by admin November 21, 2024

The Best Ideas for Holiday Gift Ideas Moms .Our yearly present guides aim to make vacation buying…
Best Valentines Day Ideas
Best 20 Valentines Day Activities for Preschoolers

by admin November 21, 2024

by admin November 21, 2024

Best 20 Valentines Day Activities for Preschoolers .The traditional ideas are still excellent concepts. Also keeping it…
Best St. Patrick Day Ideas
Top 22 Traditional St. Patrick's Day Food

by admin November 21, 2024

by admin November 21, 2024

Top 22 Traditional St. Patrick&#039;s Day Food .Descendents of those who came in during the Irish potato…
DIY Craft for Adult Ideas
20 Ideas for Animal Costumes for Adults Diy

by admin November 20, 2024

by admin November 20, 2024

20 Ideas for Animal Costumes for Adults Diy .I enjoy sharing tutorials and developing craft ideas for…
Best Gift Ideas
Top 21 Best Friend Gift Ideas Pinterest

by admin November 20, 2024

by admin November 20, 2024

Top 21 Best Friend Gift Ideas Pinterest .Roasts are endlessly varied, varying from the widely enjoyed solitary…
Spring Recipes
35 Of the Best Ideas for Vegan Spring Recipes

by admin November 20, 2024

by admin November 20, 2024

35 Of the Best Ideas for Vegan Spring Recipes .Spring and “springtime” describe the period, as well…
Best Halloween Ideas
The Best Ideas for Arts and Craft for Halloween

by admin November 20, 2024

by admin November 20, 2024

The Best Ideas for Arts and Craft for Halloween .For the outfit buying you might need to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?