Home, Family, Style and Art Ideas

Baby Shower Gift Ideas
30 Ideas for Big Brother Gift Ideas From Baby

by admin March 1, 2024

by admin March 1, 2024

30 Ideas for Big Brother Gift Ideas From Baby .It s a puppet, it s a bath…
Best 4th of July Ideas
20 Best Ideas Easy 4th Of July Crafts for Preschoolers

by admin February 29, 2024

by admin February 29, 2024

20 Best Ideas Easy 4th Of July Crafts for Preschoolers .As July rolls around the edge, thoughts…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy

by admin February 29, 2024

by admin February 29, 2024

24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy . Sure, your birthday…
Pool Party Ideas
23 Best Ideas Pool Party Goodie Bag Ideas

by admin February 29, 2024

by admin February 29, 2024

23 Best Ideas Pool Party Goodie Bag Ideas .You’ll find all the party materials you’ll need, from…
Necklaces
20 Ideas for Dad Memorial Necklace

by admin February 29, 2024

by admin February 29, 2024

20 Ideas for Dad Memorial Necklace .Precious jewelry sets make an exceptional gift for your partner, sis,…
Beach Wedding
The 23 Best Ideas for Florida Beach Weddings

by admin February 28, 2024

by admin February 28, 2024

The 23 Best Ideas for Florida Beach Weddings .There s a large distinction in between a ceremony…
Halloween Party Ideas
Best 23 Halloween Party Decorations Ideas

by admin February 28, 2024

by admin February 28, 2024

Best 23 Halloween Party Decorations Ideas . There are lots of Halloween party styles to choose from.…
Kids Fashion Ideas
24 Ideas for Kids Room Dresser

by admin February 28, 2024

by admin February 28, 2024

24 Ideas for Kids Room Dresser .The Ultimate guide to child clothes Dressing up infants can be…
Best Fall Ideas
The Best Fall Dinner Party

by admin February 28, 2024

by admin February 28, 2024

The Best Fall Dinner Party .@[One of the most touching and attractive motif wedding events is the…
Wedding Invitations
Top 21 Brides Wedding Invitation Kits

by admin February 27, 2024

by admin February 27, 2024

Top 21 Brides Wedding Invitation Kits .Among the initial as well as crucial factors to consider for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?