Home, Family, Style and Art Ideas

Birthday Gift Ideas
20 Best 3 Yr Old Birthday Gift Ideas Boys

by admin March 3, 2024

by admin March 3, 2024

20 Best 3 Yr Old Birthday Gift Ideas Boys . Make a decision in opposition to our…
Wedding Shoes
24 Ideas for Pearl Wedding Shoes

by admin March 3, 2024

by admin March 3, 2024

24 Ideas for Pearl Wedding Shoes .One more preferred wedding event shoe is the round toe shoes.…
Living Room Ideas
30 Stylish Living Room Colors Ideas

by admin March 3, 2024

by admin March 3, 2024

30 Stylish Living Room Colors Ideas .@[Your living room is most likely your best place, so see…
Mothers Day Quotes
Top 35 Proud Mother Quotes

by admin March 2, 2024

by admin March 2, 2024

Top 35 Proud Mother Quotes . Mommy’s Day come down on Sunday, May 12 this year, and…
Bathroom Ideas
22 Fascinating Rustic Master Bathroom

by admin March 2, 2024

by admin March 2, 2024

22 Fascinating Rustic Master Bathroom .A glossy blue master bathroom gain from high, curved ceilings, which are…
DIY Craft for Toddlers Ideas
30 Ideas for Diy Climbing Wall for toddlers

by admin March 2, 2024

by admin March 2, 2024

30 Ideas for Diy Climbing Wall for toddlers .Prepare to take arts ‘n’ crafts to the next…
Easter Party Ideas
The Best Ideas for Children's Easter Party Ideas

by admin March 2, 2024

by admin March 2, 2024

The Best Ideas for Children&#039;s Easter Party Ideas .Whether you have a little event or a huge…
Party Food Ideas
24 Of the Best Ideas for Party Food Ideas for Teens

by admin March 1, 2024

by admin March 1, 2024

24 Of the Best Ideas for Party Food Ideas for Teens .@[Chips as well as dip is…
Short Hairstyles
The 20 Best Ideas for Womens Short Haircuts with Bangs

by admin March 1, 2024

by admin March 1, 2024

The 20 Best Ideas for Womens Short Haircuts with Bangs .Laid-back short hairstyles are easy-going, free-flowing, as…
Bathroom Ideas
30 Gorgeous Ceramic Tile for Bathroom Showers

by admin March 1, 2024

by admin March 1, 2024

30 Gorgeous Ceramic Tile for Bathroom Showers .If you are seeking a means to beautify a building…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?