Home, Family, Style and Art Ideas

Beautiful Nails
20 Of the Best Ideas for Anna's Beautiful Nails

by admin August 7, 2024

by admin August 7, 2024

20 Of the Best Ideas for Anna&#039;s Beautiful Nails .Our professional and also welcoming group make it…
Retirement Party Ideas
22 Of the Best Ideas for Guest Book Ideas for Retirement Party

by admin August 7, 2024

by admin August 7, 2024

22 Of the Best Ideas for Guest Book Ideas for Retirement Party . To intend a retired…
Glitter Nails
The Best Ideas for Ombre Glitter Nails

by admin August 7, 2024

by admin August 7, 2024

The Best Ideas for Ombre Glitter Nails .For nails that shine brighter than Bellatrix’s vault at Gringotts,…
Trolls Party Ideas
25 Of the Best Ideas for Trolls Food Party Ideas

by admin August 7, 2024

by admin August 7, 2024

25 Of the Best Ideas for Trolls Food Party Ideas .Birthday celebration parties are just as enjoyable…
Bridesmaid Hairstyles
21 Best Country Wedding Hairstyles for Bridesmaids

by admin August 6, 2024

by admin August 6, 2024

21 Best Country Wedding Hairstyles for Bridesmaids .Does a bride choose on a proper hairstyle for the…
Kitchen Ideas
30 Lovely Kitchen organization Diy

by admin August 6, 2024

by admin August 6, 2024

30 Lovely Kitchen organization Diy .Definitely you ve become aware of this innovative point called a flavor…
Birthday Gift Ideas
Top 20 Great Birthday Gift Ideas for Her

by admin August 6, 2024

by admin August 6, 2024

Top 20 Great Birthday Gift Ideas for Her . So, below at one issue, oneself can get…
DIY Mask Ideas
Top 23 Simple Diy Face Masks

by admin August 6, 2024

by admin August 6, 2024

Top 23 Simple Diy Face Masks .Oh, face masks, allow us count the means we like thee:…
Kids Party Ideas
24 Best Ideas Child Party Places San Antonio

by admin August 5, 2024

by admin August 5, 2024

24 Best Ideas Child Party Places San Antonio .It s a huge migraine when you need to…
DIY Gift Ideas
The 30 Best Ideas for Mason Jar Diy Gifts

by admin August 5, 2024

by admin August 5, 2024

The 30 Best Ideas for Mason Jar Diy Gifts .When a gift is handmade, it lugs special…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?