Home, Family, Style and Art Ideas

Gifts for Kids
22 Of the Best Ideas for End Of School Year Gifts for Kids

by admin March 8, 2024

by admin March 8, 2024

22 Of the Best Ideas for End Of School Year Gifts for Kids .There are many gift…
Wedding Veils
The 25 Best Ideas for Kim Kardashian Wedding Veil

by admin March 8, 2024

by admin March 8, 2024

The 25 Best Ideas for Kim Kardashian Wedding Veil .Silk is the timeless shroud material, although satin,…
Thanksgiving Quotes
The top 30 Ideas About Thanksgiving Quotes for Her

by admin March 7, 2024

by admin March 7, 2024

The top 30 Ideas About Thanksgiving Quotes for Her .” One of my most memorable Thanksgiving memories…
Crochet Hairstyles
The 22 Best Ideas for Black Hairstyles Crochet Braids

by admin March 7, 2024

by admin March 7, 2024

The 22 Best Ideas for Black Hairstyles Crochet Braids .Crochet pigtails, additionally known as lock hook pigtails,…
Engagement Party Ideas
Top 21 Gift Ideas for An Engagement Party

by admin March 7, 2024

by admin March 7, 2024

Top 21 Gift Ideas for An Engagement Party .While you can’t go wrong with a classic engagement…
Undercut Hairstyle
The Best Medium Undercut Hairstyles

by admin March 7, 2024

by admin March 7, 2024

The Best Medium Undercut Hairstyles .When using this strategy to various haircuts, in the very close to…
Inspirational Quotes
24 Best Inspirational Quotes for Graduates

by admin March 6, 2024

by admin March 6, 2024

24 Best Inspirational Quotes for Graduates .Put life in viewpoint with with some short yet sage items…
Gift Ideas For Couples
20 Best Ideas Christmas Gift Ideas for A Couple that Has Everything

by admin March 6, 2024

by admin March 6, 2024

20 Best Ideas Christmas Gift Ideas for A Couple that Has Everything . The pair that’s always…
Chocolate Recipes
The 22 Best Ideas for White Chocolate Chip Macadamia Nut Cookies

by admin March 6, 2024

by admin March 6, 2024

The 22 Best Ideas for White Chocolate Chip Macadamia Nut Cookies .Chocolate is just one of those…
Best 4th of July Ideas
20 Ideas for Fourth Of July Ideas

by admin March 6, 2024

by admin March 6, 2024

20 Ideas for Fourth Of July Ideas .If you’re trying to find some innovative 4th of July…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?