Home, Family, Style and Art Ideas

Halloween Party Ideas
23 Ideas for Halloween Party Dress Up Ideas

by admin August 12, 2024

by admin August 12, 2024

23 Ideas for Halloween Party Dress Up Ideas .Though trick-or-treating and also pulling together the ideal Halloween…
Landscape Ideas
30 top Landscape Oil Paintings

by admin August 12, 2024

by admin August 12, 2024

30 top Landscape Oil Paintings .Landscape painting, additionally understood as landscape art, is the depiction of landscapes…
Wedding Rings
The 22 Best Ideas for Wedding Rings Mens

by admin August 12, 2024

by admin August 12, 2024

The 22 Best Ideas for Wedding Rings Mens .Much idea is offered into picking an engagement ring,…
Nail Designs
Best 20 Christmas Nail Designs for Short Nails

by admin August 12, 2024

by admin August 12, 2024

Best 20 Christmas Nail Designs for Short Nails .There are the standards, like pumpkins as well as…
Grains Recipes
The Best whole Grain Lasagna Noodles

by admin August 11, 2024

by admin August 11, 2024

The Best whole Grain Lasagna Noodles .Whole-wheat bread flour is the vital active ingredient in these spice-scented,…
Male Hairstyles
Best 24 Haircuts Male

by admin August 11, 2024

by admin August 11, 2024

Best 24 Haircuts Male .When you have decided on this you require to focus in on hairstyles…
Kitchen Ideas
21 Superb Rustic Style Kitchen

by admin August 11, 2024

by admin August 11, 2024

21 Superb Rustic Style Kitchen .Open up racks, rather than upper cupboards, provide this little home kitchen…
Long Hairstyles
23 Ideas for Hairstyle for Black Men with Long Hair

by admin August 11, 2024

by admin August 11, 2024

23 Ideas for Hairstyle for Black Men with Long Hair .It is additionally crucial, particularly with lengthy…
Soup Recipes
The Best tomato soup From tomato Paste

by admin August 10, 2024

by admin August 10, 2024

The Best tomato soup From tomato Paste .Slow Cooker Chicken Taco Soup A hearty mix of beans,…
Christmas Gift Ideas
Top 20 Creative Gift Wrapping Ideas for Christmas

by admin August 10, 2024

by admin August 10, 2024

Top 20 Creative Gift Wrapping Ideas for Christmas .Christmas is December 25th. The ideal Xmas gift is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?