Home, Family, Style and Art Ideas

Candy Recipes
The Best Hard Candy Christmas Meaning

by admin August 15, 2024

by admin August 15, 2024

The Best Hard Candy Christmas Meaning .We know that everyone (ok, not everybody, however you know what…
Easter Party Ideas
30 Best Easter themed Party Ideas

by admin August 14, 2024

by admin August 14, 2024

30 Best Easter themed Party Ideas .Whether you have a little celebration or a huge family members…
Kids Fashion Ideas
24 Ideas for Baby Fashion Shoes

by admin August 14, 2024

by admin August 14, 2024

24 Ideas for Baby Fashion Shoes .Sprucing up children can be actually enjoyable and also it is…
Coloring Pages For Boys
The Best Ideas for Anime Boys Coloring Pages

by admin August 14, 2024

by admin August 14, 2024

The Best Ideas for Anime Boys Coloring Pages .Kids do not weep. They are determined, bold, thoughtful,…
Marriage Quotes
Top 25 Bible Quotes for Marriage

by admin August 14, 2024

by admin August 14, 2024

Top 25 Bible Quotes for Marriage .The actual act of marriage occurs in the heart, not in…
Best Mothers Day Ideas
Top 21 Gift Ideas for Mothers Day

by admin August 13, 2024

by admin August 13, 2024

Top 21 Gift Ideas for Mothers Day .Give her beautiful as well as fresh flowers particularly roses.…
Quotes for Kids
20 Ideas for Quotes About Children with Disabilities

by admin August 13, 2024

by admin August 13, 2024

20 Ideas for Quotes About Children with Disabilities .We usually believe regarding just how they speak to…
Gift Ideas For Boyfriend
25 Best Ideas Cheap Gift Ideas for Boyfriend

by admin August 13, 2024

by admin August 13, 2024

25 Best Ideas Cheap Gift Ideas for Boyfriend . Has your sweetheart been extra wonderful lately? If…
Best Summer Ideas
21 Ideas for Summer Activities with Kids

by admin August 13, 2024

by admin August 13, 2024

21 Ideas for Summer Activities with Kids .We are well into summer season and some Moms may…
Halloween Party Ideas
23 Ideas for Halloween Party Dress Up Ideas

by admin August 12, 2024

by admin August 12, 2024

23 Ideas for Halloween Party Dress Up Ideas .Though trick-or-treating and also pulling together the ideal Halloween…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?