Home, Family, Style and Art Ideas

Kids Fashion Ideas
24 Best Ideas 60s Fashion for Kids

by admin March 13, 2024

by admin March 13, 2024

24 Best Ideas 60s Fashion for Kids .The Ultimate overview to child garments Sprucing up infants can…
Seafood Recipes
The 30 Best Ideas for Best Seafood Appetizer

by admin March 13, 2024

by admin March 13, 2024

The 30 Best Ideas for Best Seafood Appetizer .These very easy fish recipes will help you switch…
Christmas Party Ideas
25 Of the Best Ideas for Christmas Party attire Ideas

by admin March 13, 2024

by admin March 13, 2024

25 Of the Best Ideas for Christmas Party attire Ideas . Begin your party preparation with our…
Birthday Gift Ideas
20 Of the Best Ideas for 2nd Birthday Gift Ideas for Boys

by admin March 12, 2024

by admin March 12, 2024

20 Of the Best Ideas for 2nd Birthday Gift Ideas for Boys . So, in this article…
DIY Wood Ideas
21 Of the Best Ideas for Diy Wood Valet Tray

by admin March 12, 2024

by admin March 12, 2024

21 Of the Best Ideas for Diy Wood Valet Tray . If you ve always had a…
Braid Hairstyles
21 Best Back to School Hairstyles Braids

by admin March 12, 2024

by admin March 12, 2024

21 Best Back to School Hairstyles Braids .This type of braid includes the use of hair extensions…
Inspirational Quotes
Best 24 Inspirational Cycling Quotes

by admin March 12, 2024

by admin March 12, 2024

Best 24 Inspirational Cycling Quotes . Below’s the most effective inspiring quotes we have actually attended make…
Romantic Quotes
Best 23 Romantics Quotes

by admin March 11, 2024

by admin March 11, 2024

Best 23 Romantics Quotes . In this collection you will locate: 1) romantic quotes for partners, 2)…
Birthday Decoration Ideas
23 Of the Best Ideas for Frozen Birthday Decorations Ideas

by admin March 11, 2024

by admin March 11, 2024

23 Of the Best Ideas for Frozen Birthday Decorations Ideas . When it comes to birthdays, you…
Best Spring Ideas
23 Best Ideas Bed Spring Ideas

by admin March 11, 2024

by admin March 11, 2024

23 Best Ideas Bed Spring Ideas .It can be the color of a lamp, the design on…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?