Home, Family, Style and Art Ideas

Halloween Party Ideas
The Best Drinking Halloween Party Ideas

by admin March 18, 2024

by admin March 18, 2024

The Best Drinking Halloween Party Ideas . There are plenty of Halloween party themes to select from.…
Graduation Gift Ideas
25 Best Residency Graduation Gift Ideas

by admin March 18, 2024

by admin March 18, 2024

25 Best Residency Graduation Gift Ideas .Fashion jewelry is a pleasant option as a college graduation gift…
Long Hairstyles
The Best Ideas for Long Layered Haircuts for Thin Hair

by admin March 17, 2024

by admin March 17, 2024

The Best Ideas for Long Layered Haircuts for Thin Hair .Most importantly with long hairstyles, you have…
Best Mothers Day Ideas
The Best Mothers Day Lunch Ideas

by admin March 17, 2024

by admin March 17, 2024

The Best Mothers Day Lunch Ideas .She will certainly like it. Welcome her with cards and also…
Quotes for Kids
Best 20 Quotes About Being the Middle Child

by admin March 17, 2024

by admin March 17, 2024

Best 20 Quotes About Being the Middle Child .We typically believe concerning exactly how they speak to…
Bathroom Ideas
35 Lovely 26 Bathroom Vanity

by admin March 17, 2024

by admin March 17, 2024

35 Lovely 26 Bathroom Vanity .Pick from a vast variety of fluorescent, halogen, incandescent and also LED…
Wedding Gowns
The 23 Best Ideas for Wedding Gown Garment Bag

by admin March 16, 2024

by admin March 16, 2024

The 23 Best Ideas for Wedding Gown Garment Bag .Shape refers to the total cut of a…
Graduation Gift Ideas
25 Best Kindergarten Graduation Gift Ideas for Classmates

by admin March 16, 2024

by admin March 16, 2024

25 Best Kindergarten Graduation Gift Ideas for Classmates . Schedule concerning future field of study or careerDevotionalSelf-help…
DIY Wood Ideas
Top 21 Diy Plywood Computer Desk

by admin March 16, 2024

by admin March 16, 2024

Top 21 Diy Plywood Computer Desk .Wood is just one of one of the most flexible materials…
Coloring Pages For Toddlers
The 20 Best Ideas for toddler Coloring Sheet

by admin March 16, 2024

by admin March 16, 2024

The 20 Best Ideas for toddler Coloring Sheet .My kids make use of (as well as delight…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?