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Birthday Gift Inspirations
The top 24 Ideas About Birthday Gifts for Boyfriend

by admin December 25, 2024

by admin December 25, 2024

The top 24 Ideas About Birthday Gifts for Boyfriend . Certain, you can select something cool off…
Printable Coloring Pages
21 Best Ideas Lisa Frank Coloring Pages Printable

by admin December 25, 2024

by admin December 25, 2024

21 Best Ideas Lisa Frank Coloring Pages Printable .Coloring pages the simplest means to calm your youngster.…
Best Cinco de Mayo Ideas
22 Best Ideas Cinco De Mayo Activities

by admin December 25, 2024

by admin December 25, 2024

22 Best Ideas Cinco De Mayo Activities .Attach your invite with a ribbon or a vivid pipecleaner…
Boys Hairstyle
23 Best Ideas Little Boy Long Haircuts

by admin December 24, 2024

by admin December 24, 2024

23 Best Ideas Little Boy Long Haircuts .It is an indicator of the regard the public has…
Beef Recipes
21 Best Rotel Dip Recipe with Ground Beef

by admin December 24, 2024

by admin December 24, 2024

21 Best Rotel Dip Recipe with Ground Beef .Ground beef, Italian sausage, beans, and a tomato base…
Nail Designs
20 Best Ideas Pink and Silver Nail Designs

by admin December 24, 2024

by admin December 24, 2024

20 Best Ideas Pink and Silver Nail Designs .Excellent ready to schedule your next manicure, due to…
Glitter Nails
Best 25 Shellac Glitter Nails

by admin December 24, 2024

by admin December 24, 2024

Best 25 Shellac Glitter Nails .For nails that radiate brighter than Bellatrix’s safe at Gringotts, you have…
Inspirational Quotes
The Best Ideas for Nelson Mandela Inspirational Quotes

by admin December 23, 2024

by admin December 23, 2024

The Best Ideas for Nelson Mandela Inspirational Quotes . Here’s the finest inspirational quotes we have actually…
Anniversary Gift Ideas
The Best Ideas for 1st Anniversary Gift Ideas

by admin December 23, 2024

by admin December 23, 2024

The Best Ideas for 1st Anniversary Gift Ideas .Please your precious spouse by gifting a beautiful individualized…
Tea Party Ideas
30 Ideas for Unique Tea Party Ideas

by admin December 23, 2024

by admin December 23, 2024

30 Ideas for Unique Tea Party Ideas .Few tea party ideas are as crucial as tea! The…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?