Home, Family, Style and Art Ideas

Wedding Vows
The top 21 Ideas About A Practical Wedding Vows

by admin March 20, 2024

by admin March 20, 2024

The top 21 Ideas About A Practical Wedding Vows .Wedding celebration vows are taken today to value…
Nail Art
21 Of the Best Ideas for Easy toe Nail Art

by admin March 20, 2024

by admin March 20, 2024

21 Of the Best Ideas for Easy toe Nail Art .Once the intense white tones of summer…
Positive Quotes
The 35 Best Ideas for Positive Quotes

by admin March 20, 2024

by admin March 20, 2024

The 35 Best Ideas for Positive Quotes . Keep your thoughts favorable, since your thoughts become your…
Best Cinco de Mayo Ideas
22 Best Cinco De Mayo Party Menu

by admin March 20, 2024

by admin March 20, 2024

22 Best Cinco De Mayo Party Menu .Attach your invitation with a bow or a vivid pipecleaner…
Bathroom Ideas
21 Insanely Gorgeous Wall Art for Bathroom

by admin March 19, 2024

by admin March 19, 2024

21 Insanely Gorgeous Wall Art for Bathroom .This vibrant restroom from Paper & Stitch provides us major…
Baby Shower Gifts
Best 21 Cute Baby Girl Gift Ideas

by admin March 19, 2024

by admin March 19, 2024

Best 21 Cute Baby Girl Gift Ideas .At the end of a lot of showers, however, new…
Anniversary Gift Ideas
The Best Ideas for Lace Anniversary Gift Ideas

by admin March 19, 2024

by admin March 19, 2024

The Best Ideas for Lace Anniversary Gift Ideas .Please your cherished spouse by gifting a stunning individualized…
Rings
Best 21 Big Square Diamond Rings

by admin March 19, 2024

by admin March 19, 2024

Best 21 Big Square Diamond Rings .Whether you re picking out rings for your engagement or matching…
Graduation Party Ideas
The 35 Best Ideas for Diy Graduation Party Decoration Ideas

by admin March 18, 2024

by admin March 18, 2024

The 35 Best Ideas for Diy Graduation Party Decoration Ideas .No matter if you consider yourself an…
DIY Kit Ideas
23 Best Ideas Diy Lip Balm Kit

by admin March 18, 2024

by admin March 18, 2024

23 Best Ideas Diy Lip Balm Kit .Although lacking alternative methods of fire illumination, the Zippo Emergency…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?