Home, Family, Style and Art Ideas

Positive Quotes
The Best Positive Pregnancy Quotes

by admin March 23, 2024

by admin March 23, 2024

The Best Positive Pregnancy Quotes .Put life in viewpoint with with some short yet sage items of…
Coloring Pages For Girls
Best 25 Free Coloring Books for Girls

by admin March 23, 2024

by admin March 23, 2024

Best 25 Free Coloring Books for Girls .Coloring is a very enjoyable for any ages: for children…
Fathers Day Gift Ideas
The Best Father's Day Simple Gift Ideas

by admin March 22, 2024

by admin March 22, 2024

The Best Father&#039;s Day Simple Gift Ideas . Assist him deal with his skin with this set…
Chocolate Recipes
22 Best Ideas Chocolate Chip Cookies Recipe with Baking Powder

by admin March 22, 2024

by admin March 22, 2024

22 Best Ideas Chocolate Chip Cookies Recipe with Baking Powder .Chocolate is just one of those foods…
Christmas Gift Ideas
The Best Ideas for Christmas Gift Ideas for 6 Year Girl

by admin March 22, 2024

by admin March 22, 2024

The Best Ideas for Christmas Gift Ideas for 6 Year Girl . Whether you’re simply beginning to…
Halloween Party Ideas
23 Best Fun Ideas for Children's Halloween Party

by admin March 22, 2024

by admin March 22, 2024

23 Best Fun Ideas for Children&#039;s Halloween Party .Trick-or-treating as well as drawing with each other the…
Bathroom Ideas
30 Unique Harley Davidson Bathroom Decor

by admin March 21, 2024

by admin March 21, 2024

30 Unique Harley Davidson Bathroom Decor .Many people don t have the luxury of a huge bathroom,…
Beach Wedding
23 Of the Best Ideas for Myrtle Beach Wedding Packages

by admin March 21, 2024

by admin March 21, 2024

23 Of the Best Ideas for Myrtle Beach Wedding Packages .I think most of us who intend…
Holiday Party Ideas
The top 21 Ideas About Holiday Party Flyer Ideas

by admin March 21, 2024

by admin March 21, 2024

The top 21 Ideas About Holiday Party Flyer Ideas . A holiday party that captivates from top…
Friendship Quotes
Best 21 the Office Friendship Quotes

by admin March 21, 2024

by admin March 21, 2024

Best 21 the Office Friendship Quotes . Relationships are born in a million different methods, and also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?