Home, Family, Style and Art Ideas

Halloween Party Ideas
The Best Food Halloween Party Ideas

by admin September 1, 2024

by admin September 1, 2024

The Best Food Halloween Party Ideas .Trick-or-treating and pulling together the best Halloween outfit obtain all of…
Kids Hairstyles
The Best Hair Cut for Kids Boy

by admin September 1, 2024

by admin September 1, 2024

The Best Hair Cut for Kids Boy .@[New Year as well as brand-new hairstyle go hand in…
Bracelets
The Best Ideas for Pet Memorial Bracelet

by admin August 31, 2024

by admin August 31, 2024

The Best Ideas for Pet Memorial Bracelet .Arm bands are an excellent gifting selection for the holidays…
Kitchen Ideas
25 Fantastic Cheap Kitchen Countertops

by admin August 31, 2024

by admin August 31, 2024

25 Fantastic Cheap Kitchen Countertops .The variety of materials that can be used for cooking area counter…
Nail Designs
20 Ideas for Red and Blue Nail Designs

by admin August 31, 2024

by admin August 31, 2024

20 Ideas for Red and Blue Nail Designs .Terrific ready to book your next manicure, due to…
Kitchen Ideas
35 Delightful Kitchens with Brick Accent Walls

by admin August 31, 2024

by admin August 31, 2024

35 Delightful Kitchens with Brick Accent Walls .Got ta have that early morning joe? Have a look…
Organizing Ideas
30 Elegant Sports Equipment organizer for Garage

by admin August 30, 2024

by admin August 30, 2024

30 Elegant Sports Equipment organizer for Garage .Garage Shelving Systems Open up shelving systems keep your items…
Living Room Ideas
20 Wonderful Wall Pictures for Living Room

by admin August 30, 2024

by admin August 30, 2024

20 Wonderful Wall Pictures for Living Room .Bare wall surfaces can leave the area sensation bland and…
Christmas Gift Ideas
20 Best Christmas Cookie Gift Ideas

by admin August 30, 2024

by admin August 30, 2024

20 Best Christmas Cookie Gift Ideas . For a Do It Yourself Christmas gift your family and…
Easy Hairstyles
21 Of the Best Ideas for Easy Hairstyles for Medium Hair Step by Step

by admin August 30, 2024

by admin August 30, 2024

21 Of the Best Ideas for Easy Hairstyles for Medium Hair Step by Step .This innovative and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?