Home, Family, Style and Art Ideas

Anniversary Gift Ideas
20 Best 22nd Wedding Anniversary Gift Ideas

by admin March 28, 2024

by admin March 28, 2024

20 Best 22nd Wedding Anniversary Gift Ideas .On this day, you realize what a gift it was…
Baby Shower Gifts
21 Ideas for Thank You Gift for Doctor who Delivered Baby

by admin March 28, 2024

by admin March 28, 2024

21 Ideas for Thank You Gift for Doctor who Delivered Baby .Daily needs: Diapers, baby diaper lotion,…
Nail Colors
The Best Ideas for 2020 Summer Nail Colors

by admin March 27, 2024

by admin March 27, 2024

The Best Ideas for 2020 Summer Nail Colors .From the worlds of the Egyptian Pharaohs to the…
Wedding Flowers
23 Best Ideas Popular Flowers for Weddings

by admin March 27, 2024

by admin March 27, 2024

23 Best Ideas Popular Flowers for Weddings .Some flowers are particularly used at funeral services; you have…
Wedding Colors
The 24 Best Ideas for Wedding Color themes

by admin March 27, 2024

by admin March 27, 2024

The 24 Best Ideas for Wedding Color themes .The colors you select will, certainly, depend on the…
Best Valentines Day Ideas
The top 20 Ideas About Best Valentines Day Gifts

by admin March 27, 2024

by admin March 27, 2024

The top 20 Ideas About Best Valentines Day Gifts .Yes, the beautiful day is close. I suggest…
Birthday Party Ideas
21 Best Ideas for Girl Birthday Party

by admin March 26, 2024

by admin March 26, 2024

21 Best Ideas for Girl Birthday Party .First Birthday Celebration Ideas >> Barnyard First Birthday Party Ideas…
1-Pot Recipes
The 24 Best Ideas for Saint Patrick Day Arts and Crafts

by admin March 26, 2024

by admin March 26, 2024

The 24 Best Ideas for Saint Patrick Day Arts and Crafts .We know that the last point…
Nail Art
21 Ideas for Simple Cute Nail Art

by admin March 26, 2024

by admin March 26, 2024

21 Ideas for Simple Cute Nail Art .Nail art is a creative means to paint, enhance, enhance,…
Bathroom Ideas
23 Fantastic Delta Linden Bathroom Faucets

by admin March 26, 2024

by admin March 26, 2024

23 Fantastic Delta Linden Bathroom Faucets .Discover a Restroom Sink Tap that Suits Your Design Be sure,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?