Home, Family, Style and Art Ideas

Kids Room Décor Ideas
Top 23 Decor Kids Bedrooms

by admin September 4, 2024

by admin September 4, 2024

Top 23 Decor Kids Bedrooms .Provide your child’s space a remodeling that makes sure to turn into…
Printable Coloring Pages
Top 21 Pusheen Coloring Pages Printable

by admin September 3, 2024

by admin September 3, 2024

Top 21 Pusheen Coloring Pages Printable .Coloring pages the most convenient way to soothe your child. By…
DIY Plan Ideas
25 Of the Best Ideas for Diy Shed Plans 12×16

by admin September 3, 2024

by admin September 3, 2024

25 Of the Best Ideas for Diy Shed Plans 12×16 .Something that you ought to remember is…
Wedding Gowns
23 Best Crystal Wedding Gowns

by admin September 3, 2024

by admin September 3, 2024

23 Best Crystal Wedding Gowns .Silhouette refers to the overall cut of a gown. It’s the most…
Kids Party Ideas
Best 24 Kids Movie Party

by admin September 3, 2024

by admin September 3, 2024

Best 24 Kids Movie Party .Well, there is no need to work with a principal from a…
Backyard Party Ideas
Top 23 Graduation Party Ideas Backyard

by admin September 2, 2024

by admin September 2, 2024

Top 23 Graduation Party Ideas Backyard . Yard events are essential to summertime. They have actually got…
Cinco de Mayo Recipes
23 Best Cinco De Mayo Margaritas

by admin September 2, 2024

by admin September 2, 2024

23 Best Cinco De Mayo Margaritas .Unnecessary to claim, they fell as well as enjoyed the recipe…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids Bookshelf

by admin September 2, 2024

by admin September 2, 2024

The 20 Best Ideas for Diy Kids Bookshelf . Young children can finger paint paper plates, then…
Short Hairstyles
The top 20 Ideas About Short Haircuts for Thick Wavy Hair

by admin September 1, 2024

by admin September 1, 2024

The top 20 Ideas About Short Haircuts for Thick Wavy Hair .Your hairstylist can aid you include…
Wedding Favors
Best 21 Unique Wedding Favor Ideas

by admin September 1, 2024

by admin September 1, 2024

Best 21 Unique Wedding Favor Ideas .Just how much should you spend on wedding celebration favors? Allocate…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?