Home, Family, Style and Art Ideas

Kitchen Ideas
25 Fantastic Kitchen Cabinet Color Ideas

by admin April 2, 2024

by admin April 2, 2024

25 Fantastic Kitchen Cabinet Color Ideas .A timeless white kitchen is timeless, but it can be a…
Girls Hairstyle
The Best Weave Hairstyles for Little Girls

by admin April 2, 2024

by admin April 2, 2024

The Best Weave Hairstyles for Little Girls .For little girls with tool hair sizes you have extra…
Birthday Gift Ideas
Top 20 18th Birthday Gift Ideas for Boyfriend

by admin April 1, 2024

by admin April 1, 2024

Top 20 18th Birthday Gift Ideas for Boyfriend . So, in this article at one location, oneself…
Graduation Party Ideas
The 35 Best Ideas for Martha Stewart Graduation Party Ideas

by admin April 1, 2024

by admin April 1, 2024

The 35 Best Ideas for Martha Stewart Graduation Party Ideas .No matter if you consider on your…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Cake Design

by admin April 1, 2024

by admin April 1, 2024

20 Of the Best Ideas for Valentines Day Cake Design .I suggest Valentines Day. If you have…
Coloring Pages For Toddlers
Top 20 Printable Coloring Pages for toddlers

by admin April 1, 2024

by admin April 1, 2024

Top 20 Printable Coloring Pages for toddlers .I think I don t see coloring pages as completing…
Wedding Gifts
The Best Ideas for Wine Wedding Gift Ideas

by admin March 31, 2024

by admin March 31, 2024

The Best Ideas for Wine Wedding Gift Ideas .Sending out wedding gifts to congratulate a couple for…
DIY Kit Ideas
The 23 Best Ideas for Diy Dip Kits

by admin March 31, 2024

by admin March 31, 2024

The 23 Best Ideas for Diy Dip Kits .Lacking different techniques of fire lighting, the Zippo Emergency…
Bedroom Ideas
22 Perfect Examples Of Stylish Children's Lighting for Bedroom

by admin March 31, 2024

by admin March 31, 2024

22 Perfect Examples Of Stylish Children&#039;s Lighting for Bedroom .Unless your bedroom is very small, it needs…
Kids Room Décor Ideas
The 23 Best Ideas for Rack Room Shoes Kids

by admin March 31, 2024

by admin March 31, 2024

The 23 Best Ideas for Rack Room Shoes Kids .Offer your youngster’s area a transformation that makes…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?